BlastPoint's Credit Union Scorecard
MID-KANSAS
Charter #60906 · KS
MID-KANSAS has 8 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.14% above tier average
- + Average Member Relationship (AMR): Top 2.0% in tier
- + Loan-to-Member Ratio (LMR): Top 2.0% in tier
- + Total Loans: Top 2.4% in tier
- + Total Deposits: Top 3.5% in tier
- + Fee Income Per Member: Top 3.8% in tier
- + Total Assets: Top 5.9% in tier
- + AMR Growth Rate: Top 7.9% in tier
Key Concerns
Areas that may need attention
- - ROA 5.22% below tier average
- - Member decline: -9.0% YoY
- - Net Worth Ratio: Bottom 4.2% in tier
- - Member Growth Rate: Bottom 7.2% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,841
-9.0% YoY-0.2% QoQ
|
+1.2K |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
78% |
| Assets |
$83.7M
+7.1% YoY-1.2% QoQ
|
+$53.5M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
Top 6.0% in tier |
| Loans |
$56.9M
-7.0% YoY-1.2% QoQ
|
+$41.6M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
Top 2.4% in tier |
| Deposits |
$77.8M
+7.8% YoY+0.1% QoQ
|
+$52.0M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
Top 3.6% in tier |
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| ROA |
-5.1%
-739.9% YoY-601.7% QoQ
|
-5.2% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
Bottom 1.7% in tier |
| NIM |
4.1%
+11.2% YoY+8.9% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
65% |
| Efficiency Ratio |
73.7%
-0.1% YoY+0.4% QoQ
|
-16.9% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
32% |
| Delinquency Rate |
0.8%
-66.0% YoY-54.7% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
59% |
| Loan To Share |
73.2%
-13.7% YoY-1.2% QoQ
|
+14.7% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
72% |
| AMR |
$35,055
+11.0% YoY-0.3% QoQ
|
+$20K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
Top 2.0% in tier |
| CD Concentration |
30.5%
+14.5% YoY+0.9% QoQ
|
+6.2% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY
|
-13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)