BlastPoint's Credit Union Scorecard
MID-KANSAS
Charter #60906 · KS
MID-KANSAS has 8 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.25% above tier average
- + Average Member Relationship (AMR): Top 2.3% in tier
- + Loan-to-Member Ratio (LMR): Top 2.3% in tier
- + Total Loans: Top 3.4% in tier
- + Total Deposits: Top 4.1% in tier
- + Total Assets: Top 6.2% in tier
- + Asset Growth Rate: Top 7.1% in tier
- + Fee Income Per Member: Top 7.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.86% below tier average
- - Delinquency rate 0.79% above tier average
- - Member decline: -10.2% YoY
- - Member Growth Rate: Bottom 5.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits +9.4% year over year ($76.7M in shares and deposits).
- Membership: 3,820 members, -10.2% vs a year ago.
- Delinquency rate 2.34%.
- Return on assets 0.63%.
- Efficiency ratio 73.65% vs a 88.77% peer average.
- Loan-to-share ratio 71.49% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,820
-10.2% YoY-0.5% QoQ
|
+1.2K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
77% |
| Assets |
$84.0M
+10.0% YoY+0.3% QoQ
|
+$53.7M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
Top 6.2% in tier |
| Loans |
$54.8M
-9.8% YoY-3.6% QoQ
|
+$39.4M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
Top 3.4% in tier |
| Deposits |
$76.7M
+9.4% YoY-1.4% QoQ
|
+$50.9M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
Top 4.2% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-18.6% YoY-112.4% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
39% |
| NIM |
4.1%
+9.8% YoY-0.1% QoQ
|
+0.2% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
63% |
| Efficiency Ratio |
73.6%
-6.2% YoY-0.1% QoQ
|
-15.1% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
33% |
| Delinquency Rate |
2.3%
-30.2% YoY+181.1% QoQ
|
+0.8 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
83% |
| Loan To Share |
71.5%
-17.6% YoY-2.3% QoQ
|
+12.6% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
69% |
| AMR |
$34,425
+11.9% YoY-1.8% QoQ
|
+$19K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
Top 2.3% in tier |
| CD Concentration |
31.5%
+6.9% YoY+3.5% QoQ
|
+7.0% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)