BlastPoint's Credit Union Scorecard
MID-KANSAS
Charter #60906 · KS
MID-KANSAS has 7 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.39% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 1.9% in tier
- + Loan-to-Member Ratio (LMR): Top 2.0% in tier
- + Total Loans: Top 2.8% in tier
- + Total Deposits: Top 3.8% in tier
- + Total Assets: Top 5.9% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.28% above tier average
- - Member decline: -8.3% YoY
- - Member Growth Rate: Bottom 7.5% in tier
- - Net Worth Ratio: Bottom 9.2% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,849
-8.3% YoY-8.1% QoQ
|
+1.2K |
2,615
-1.9% YoY
|
12,209
-35.0% YoY
|
33,374
+5.7% YoY
|
77% |
| Assets |
$84.7M
+8.1% YoY+3.1% QoQ
|
+$54.6M |
$30.1M
+2.1% YoY
|
$164.3M
-37.3% YoY
|
$561.6M
+9.7% YoY
|
Top 5.9% in tier |
| Loans |
$57.6M
-6.5% YoY-3.8% QoQ
|
+$41.8M |
$15.8M
-1.3% YoY
|
$120.8M
-36.2% YoY
|
$397.0M
+8.8% YoY
|
Top 2.8% in tier |
| Deposits |
$77.7M
+7.0% YoY+3.1% QoQ
|
+$52.0M |
$25.7M
+1.4% YoY
|
$139.5M
-36.6% YoY
|
$477.3M
+9.7% YoY
|
Top 3.9% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+310.3% YoY+1.2% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
+32.6% YoY
|
0.7%
+15.9% YoY
|
66% |
| NIM |
3.8%
+5.0% YoY-2.5% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
4.0%
+7.1% YoY
|
3.8%
+5.1% YoY
|
47% |
| Efficiency Ratio |
73.4%
-2.6% YoY-2.8% QoQ
|
-9.1% |
82.6%
-2.3% YoY
|
78.8%
-6.8% YoY
|
79.7%
-3.3% YoY
|
34% |
| Delinquency Rate |
1.8%
-11.6% YoY+3.9% QoQ
|
+0.3 |
1.6%
-3.1% YoY
|
1.5%
-6.0% YoY
|
1.3%
-2.1% YoY
|
76% |
| Loan To Share |
74.1%
-12.5% YoY-6.7% QoQ
|
+13.4% |
60.6%
-3.1% YoY
|
71.6%
-2.2% YoY
|
67.4%
-1.7% YoY
|
70% |
| AMR |
$35,143
+10.0% YoY+8.9% QoQ
|
+$20K |
$14,783
-1.4% YoY
|
$16,403
+0.2% YoY
|
$19,687
+2.0% YoY
|
Top 2.0% in tier |
| CD Concentration |
30.2%
+30.2% YoY-1.2% QoQ
|
+5.8% | 24.4% | 24.6% | 19.8% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY
|
-13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)