BlastPoint's Credit Union Scorecard
SEVEN SEVENTEEN
Charter #61077 · OH
SEVEN SEVENTEEN has 5 strengths but faces 5 concerns
How does the industry compare?
What's your peer group doing?
How does OH stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Wallet Share Momentum: Top 20.5% in tier
- + Net Interest Margin 0.48% above tier average
- + Strong member growth: 5.8% YoY
- + Deposit Growth Rate: Top 8.8% in tier
- + Asset Growth Rate: Top 9.2% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Dependency: Bottom 10.3% in tier
- - Credit Risk Growth: Bottom 15.8% in tier
- - Liquidity Strain: Bottom 16.2% in tier
- - Credit Quality Pressure: Bottom 38.2% in tier
- - Delinquency rate 0.24% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
126,154
+5.8% YoY+1.4% QoQ
|
+30.1K |
96,048
-2.7% YoY
|
16,936
+6.2% YoY
|
33,913
+5.7% YoY
|
78% |
| Assets |
$2.0B
+12.3% YoY+2.4% QoQ
|
+$308.5M |
$1.7B
+0.4% YoY
|
$257.9M
+8.7% YoY
|
$578.3M
+9.0% YoY
|
69% |
| Loans |
$1.7B
+11.9% YoY+2.2% QoQ
|
+$456.6M |
$1.2B
+0.2% YoY
|
$174.2M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
81% |
| Deposits |
$1.7B
+13.6% YoY+2.7% QoQ
|
+$243.9M |
$1.5B
+0.5% YoY
|
$221.5M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
69% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-40.1% YoY-16.9% QoQ
|
+0.0% |
0.7%
+27.6% YoY
|
0.6%
+16.1% YoY
|
0.4%
-39.2% YoY
|
51% |
| NIM |
3.8%
-1.3% YoY-0.4% QoQ
|
+0.5% |
3.4%
+6.2% YoY
|
3.7%
+1.7% YoY
|
3.8%
+4.1% YoY
|
81% |
| Efficiency Ratio |
65.6%
-2.1% YoY+0.5% QoQ
|
-9.0% |
74.6%
-3.0% YoY
|
82.0%
-2.0% YoY
|
84.6%
+2.8% YoY
|
Top 14.4% in tier |
| Delinquency Rate |
1.0%
+7.9% YoY-23.0% QoQ
|
+0.2 |
0.8%
+6.9% YoY
|
1.4%
+35.7% YoY
|
1.2%
+3.4% YoY
|
78% |
| Loan To Share |
97.7%
-1.5% YoY-0.5% QoQ
|
+14.5% |
83.2%
-0.4% YoY
|
61.3%
-2.1% YoY
|
65.6%
-1.4% YoY
|
Top 14.4% in tier |
| AMR |
$26,791
+6.5% YoY+1.1% QoQ
|
$-3K |
$29,652
+2.3% YoY
|
$17,686
+5.3% YoY
|
$19,920
+1.6% YoY
|
40% |
| CD Concentration |
27.4%
+6.1% YoY-0.1% QoQ
|
-1.5% | 28.8% | 19.4% | 19.8% | 44% |
| Indirect Auto % |
30.9%
+10.7% YoY+0.4% QoQ
|
+12.9% | 18.1% | 11.4% | 7.7% | 79% |
Signature Analysis
Strengths (1)
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (4)
Liquidity Strain
riskLoan demand outpacing deposits. They're bumping against liquidity limits - need funding solutions.
Indirect Auto Dependency
riskSignificant portion of loan portfolio in indirect auto (>15%). This concentration creates dependency on dealer relationships.
Credit Risk Growth
riskLoan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)