BlastPoint's Credit Union Scorecard
LOUISVILLE GAS AND ELECTRIC COMPANY
Charter #61123 · KY
LOUISVILLE GAS AND ELECTRIC COMPANY has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.67% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -4.3% YoY
- - Share Certificate Concentration (%): Bottom 4.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,717
-4.3% YoY-0.7% QoQ
|
+40 |
2,676
+1.6% YoY
|
19,049
+8.0% YoY
|
33,913
+5.7% YoY
|
63% |
| Assets |
$49.8M
+6.0% YoY+4.0% QoQ
|
+$19.6M |
$30.2M
+1.3% YoY
|
$318.2M
+13.2% YoY
|
$578.3M
+9.0% YoY
|
77% |
| Loans |
$23.0M
-9.8% YoY-0.1% QoQ
|
+$7.8M |
$15.3M
-2.0% YoY
|
$224.2M
+14.2% YoY
|
$402.4M
+8.7% YoY
|
75% |
| Deposits |
$42.0M
+6.4% YoY+5.6% QoQ
|
+$16.2M |
$25.8M
+0.7% YoY
|
$268.6M
+13.0% YoY
|
$494.3M
+9.1% YoY
|
76% |
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| ROA |
0.8%
-17.6% YoY+24.5% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
-0.2%
-46.7% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
2.7%
-2.6% YoY+1.7% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
3.3%
-7.9% YoY
|
3.8%
+4.1% YoY
|
Bottom 12.0% in tier |
| Efficiency Ratio |
73.2%
+7.3% YoY-5.5% QoQ
|
-17.4% |
90.6%
+6.5% YoY
|
83.1%
-14.8% YoY
|
84.6%
+2.8% YoY
|
31% |
| Delinquency Rate |
1.0%
+512.1% YoY+1.9% QoQ
|
-0.5 |
1.5%
+3.8% YoY
|
0.9%
-11.3% YoY
|
1.2%
+3.4% YoY
|
63% |
| Loan To Share |
54.8%
-15.3% YoY-5.4% QoQ
|
-3.7% |
58.5%
-3.0% YoY
|
64.5%
+0.1% YoY
|
65.6%
-1.4% YoY
|
44% |
| AMR |
$23,937
+4.5% YoY+4.2% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$17,696
+5.9% YoY
|
$19,920
+1.6% YoY
|
Top 10.6% in tier |
| CD Concentration |
49.1%
+6.3% YoY-2.7% QoQ
|
+24.9% | 24.3% | 22.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)