BlastPoint's Credit Union Scorecard
FOUNDATION
Charter #61157 · MO
FOUNDATION has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan-to-Member Ratio (LMR): Top 1.2% in tier
- + Average Member Relationship (AMR): Top 2.4% in tier
- + Total Loans: Top 2.5% in tier
- + Loan-to-Share Ratio: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
- - Share Certificate Concentration (%): Bottom 4.8% in tier
- - First Mortgage Concentration (%): Bottom 4.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,458
+1.7% YoY+0.1% QoQ
|
+842 |
2,615
-1.9% YoY
|
15,911
+2.9% YoY
|
33,374
+5.7% YoY
|
73% |
| Assets |
$71.2M
+4.2% YoY+2.9% QoQ
|
+$41.0M |
$30.1M
+2.1% YoY
|
$212.3M
+9.5% YoY
|
$561.6M
+9.7% YoY
|
Top 11.9% in tier |
| Loans |
$58.2M
+8.9% YoY+4.2% QoQ
|
+$42.4M |
$15.8M
-1.3% YoY
|
$149.4M
+8.7% YoY
|
$397.0M
+8.8% YoY
|
Top 2.5% in tier |
| Deposits |
$57.9M
+1.9% YoY+0.4% QoQ
|
+$32.3M |
$25.7M
+1.4% YoY
|
$185.2M
+10.6% YoY
|
$477.3M
+9.7% YoY
|
Top 13.5% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
+60.1% YoY+10.5% QoQ
|
-0.2% |
0.6%
+10.8% YoY
|
0.7%
+53.7% YoY
|
0.7%
+15.9% YoY
|
37% |
| NIM |
3.1%
+11.5% YoY+3.8% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.8%
+3.0% YoY
|
3.8%
+5.1% YoY
|
22% |
| Efficiency Ratio |
82.0%
-2.2% YoY-4.2% QoQ
|
-0.6% |
82.6%
-2.3% YoY
|
77.6%
-5.0% YoY
|
79.7%
-3.3% YoY
|
56% |
| Delinquency Rate |
0.6%
+30.7% YoY-8.3% QoQ
|
-0.9 |
1.6%
-3.1% YoY
|
1.3%
+20.7% YoY
|
1.3%
-2.1% YoY
|
47% |
| Loan To Share |
100.4%
+6.9% YoY+3.7% QoQ
|
+39.8% |
60.6%
-3.1% YoY
|
71.1%
-4.0% YoY
|
67.4%
-1.7% YoY
|
Top 4.2% in tier |
| AMR |
$33,589
+3.5% YoY+2.2% QoQ
|
+$19K |
$14,783
-1.4% YoY
|
$16,896
+3.0% YoY
|
$19,687
+2.0% YoY
|
Top 2.5% in tier |
| CD Concentration |
46.8%
+5.9% YoY+2.4% QoQ
|
+22.3% | 24.4% | 18.2% | 19.8% | 50% |
| Indirect Auto % |
6.0%
-43.2% YoY-14.9% QoQ
|
-7.8% | 13.8% | 10.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)