BlastPoint's Credit Union Scorecard
LOS ALAMOS SCHOOLS
Charter #61165 · NM
LOS ALAMOS SCHOOLS demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Net Charge-Off Rate: Top 1.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NM) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,221
+1.6% YoY-0.2% QoQ
|
-455 |
2,676
+1.6% YoY
|
30,914
+5.7% YoY
|
33,913
+5.7% YoY
|
56% |
| Assets |
$32.2M
-2.8% YoY-1.8% QoQ
|
+$2.0M |
$30.2M
+1.3% YoY
|
$559.7M
+10.6% YoY
|
$578.3M
+9.0% YoY
|
62% |
| Loans |
$19.8M
-3.6% YoY-1.5% QoQ
|
+$4.6M |
$15.3M
-2.0% YoY
|
$378.7M
+12.3% YoY
|
$402.4M
+8.7% YoY
|
70% |
| Deposits |
$28.4M
-3.8% YoY-2.1% QoQ
|
+$2.6M |
$25.8M
+0.7% YoY
|
$478.4M
+9.0% YoY
|
$494.3M
+9.1% YoY
|
63% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+11.5% YoY+28.5% QoQ
|
+0.8% |
0.1%
-77.6% YoY
|
0.8%
+125.8% YoY
|
0.4%
-39.2% YoY
|
66% |
| NIM |
3.9%
+18.2% YoY+3.5% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
+3.5% YoY
|
3.8%
+4.1% YoY
|
56% |
| Efficiency Ratio |
79.6%
+2.4% YoY-1.8% QoQ
|
-11.0% |
90.6%
+6.5% YoY
|
76.9%
-4.0% YoY
|
84.6%
+2.8% YoY
|
45% |
| Delinquency Rate |
0.4%
+83.6% YoY-39.3% QoQ
|
-1.1 |
1.5%
+3.8% YoY
|
0.9%
+18.5% YoY
|
1.2%
+3.4% YoY
|
38% |
| Loan To Share |
69.8%
+0.2% YoY+0.6% QoQ
|
+11.3% |
58.5%
-3.0% YoY
|
69.3%
+1.3% YoY
|
65.6%
-1.4% YoY
|
67% |
| AMR |
$21,723
-5.2% YoY-1.6% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$21,135
+4.9% YoY
|
$19,920
+1.6% YoY
|
84% |
| CD Concentration |
19.0%
-21.2% YoY-7.6% QoQ
|
-5.3% | 24.3% | 24.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)