BlastPoint's Credit Union Scorecard
TEXAS BRIDGE
Charter #61306 · TX
TEXAS BRIDGE has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.19% above tier average
- + Total Loans: Top 1.1% in tier
- + Total Deposits: Top 1.3% in tier
- + Total Assets: Top 3.0% in tier
- + Total Members: Top 6.5% in tier
- + Loan-to-Member Ratio (LMR): Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Net Worth Ratio: Bottom 5.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,708
-0.3% YoY+0.3% QoQ
|
+4.1K |
2,615
-1.9% YoY
|
27,007
+3.4% YoY
|
33,374
+5.7% YoY
|
Top 6.6% in tier |
| Assets |
$92.4M
+8.2% YoY+4.3% QoQ
|
+$62.3M |
$30.1M
+2.1% YoY
|
$418.5M
+7.2% YoY
|
$561.6M
+9.7% YoY
|
Top 3.1% in tier |
| Loans |
$64.8M
+5.1% YoY-0.2% QoQ
|
+$49.0M |
$15.8M
-1.3% YoY
|
$298.6M
+5.4% YoY
|
$397.0M
+8.8% YoY
|
Top 1.2% in tier |
| Deposits |
$84.0M
+8.4% YoY+4.5% QoQ
|
+$58.3M |
$25.7M
+1.4% YoY
|
$347.2M
+7.2% YoY
|
$477.3M
+9.7% YoY
|
Top 1.3% in tier |
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| ROA |
0.8%
+56.7% YoY+14.8% QoQ
|
+0.2% |
0.6%
+10.8% YoY
|
0.6%
+2.3% YoY
|
0.7%
+15.9% YoY
|
57% |
| NIM |
3.5%
+11.4% YoY+0.5% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.9%
+3.4% YoY
|
3.8%
+5.1% YoY
|
36% |
| Efficiency Ratio |
81.2%
-7.4% YoY-3.2% QoQ
|
-1.4% |
82.6%
-2.3% YoY
|
80.2%
-0.8% YoY
|
79.7%
-3.3% YoY
|
54% |
| Delinquency Rate |
0.1%
-25.3% YoY-1.0% QoQ
|
-1.5 |
1.6%
-3.1% YoY
|
1.3%
+11.4% YoY
|
1.3%
-2.1% YoY
|
18% |
| Loan To Share |
77.1%
-3.0% YoY-4.5% QoQ
|
+16.5% |
60.6%
-3.1% YoY
|
71.4%
-2.7% YoY
|
67.4%
-1.7% YoY
|
74% |
| AMR |
$22,180
+7.3% YoY+2.2% QoQ
|
+$7K |
$14,783
-1.4% YoY
|
$17,599
+2.5% YoY
|
$19,687
+2.0% YoY
|
Top 14.1% in tier |
| CD Concentration |
30.3%
-5.9% YoY-1.1% QoQ
|
+5.9% | 24.4% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)