BlastPoint's Credit Union Scorecard
LEE COUNTY
Charter #61393 · IA
LEE COUNTY has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.62% above tier average
- + Net Interest Margin 0.94% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Worth Ratio: Top 5.7% in tier
Key Concerns
Areas that may need attention
- - Loan Growth Rate: Bottom 5.1% in tier
- - AMR Growth Rate: Bottom 6.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
529
0% YoY-0.4% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
24,966
+0.1% YoY
|
33,913
+5.7% YoY
|
Bottom 14.4% in tier |
| Assets |
$3.3M
+2.3% YoY+3.7% QoQ
|
$-26.9M |
$30.2M
+1.3% YoY
|
$536.2M
+6.4% YoY
|
$578.3M
+9.0% YoY
|
Bottom 13.8% in tier |
| Loans |
$1.8M
-22.5% YoY-0.9% QoQ
|
$-13.5M |
$15.3M
-2.0% YoY
|
$422.1M
+5.8% YoY
|
$402.4M
+8.7% YoY
|
16% |
| Deposits |
$2.3M
+2.0% YoY+5.1% QoQ
|
$-23.5M |
$25.8M
+0.7% YoY
|
$445.2M
+6.5% YoY
|
$494.3M
+9.1% YoY
|
Bottom 12.6% in tier |
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| ROA |
0.8%
-26.2% YoY-22.6% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.9%
+9.6% YoY
|
0.4%
-39.2% YoY
|
58% |
| NIM |
4.9%
-10.9% YoY-14.8% QoQ
|
+0.9% |
4.0%
+4.0% YoY
|
3.8%
+3.9% YoY
|
3.8%
+4.1% YoY
|
Top 12.6% in tier |
| Efficiency Ratio |
84.8%
+9.3% YoY+16.2% QoQ
|
-5.8% |
90.6%
+6.5% YoY
|
75.3%
-1.6% YoY
|
84.6%
+2.8% YoY
|
57% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+3.8% YoY
|
1.1%
-19.0% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
76.9%
-24.0% YoY-5.7% QoQ
|
+18.4% |
58.5%
-3.0% YoY
|
74.3%
-0.3% YoY
|
65.6%
-1.4% YoY
|
78% |
| AMR |
$7,756
-10.3% YoY+2.8% QoQ
|
$-7K |
$14,884
-1.7% YoY
|
$21,379
+4.7% YoY
|
$19,920
+1.6% YoY
|
18% |
| CD Concentration |
1.8%
+2.3% YoY-10.4% QoQ
|
-22.5% | 24.3% | 21.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)