BlastPoint's Credit Union Scorecard
CO-OPERATIVE
Charter #61783 · KS
CO-OPERATIVE has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.68% above tier average
- + Net Interest Margin 0.31% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -3.6% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,794
-3.6% YoY-1.0% QoQ
|
+117 |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
65% |
| Assets |
$21.4M
-4.4% YoY+0.0% QoQ
|
$-8.8M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
49% |
| Loans |
$10.3M
-3.0% YoY-2.0% QoQ
|
$-5.0M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
52% |
| Deposits |
$18.5M
-6.3% YoY-0.3% QoQ
|
$-7.3M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
50% |
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| ROA |
0.8%
+44.2% YoY+98.3% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
4.3%
+17.9% YoY+4.6% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
81.3%
-3.7% YoY-8.7% QoQ
|
-9.3% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
50% |
| Delinquency Rate |
0.8%
+17.4% YoY+150.0% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
57% |
| Loan To Share |
55.6%
+3.4% YoY-1.7% QoQ
|
-2.9% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
46% |
| AMR |
$10,291
-1.6% YoY+0.1% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
30% |
| CD Concentration |
14.1%
-15.0% YoY-14.7% QoQ
|
-10.2% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % |
2.6%
-85.9% YoY-67.6% QoQ
|
-11.2% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)