BlastPoint's Credit Union Scorecard

TEAMSTERS

Charter #61824 · MN

<100M

2508 CUs in <100M nationally 38 in MN

TEAMSTERS demonstrates 3 strengths

National Analysis

How does the industry compare?

MN Analysis

How does MN stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.25% above tier average
+ Net Interest Margin 0.48% above tier average
+ Net Charge-Off Rate: Top 9.3% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (MN)	National Avg	Tier Percentile
Members	1,812 -1.8% YoY-0.4% QoQ	-864	2,676 +1.6% YoY	22,507 -13.7% YoY	33,913 +5.7% YoY	48%
Assets	$13.9M -2.0% YoY+0.6% QoQ	$-16.3M	$30.2M +1.3% YoY	$434.0M -15.1% YoY	$578.3M +9.0% YoY	39%
Loans	$7.5M -1.1% YoY+2.9% QoQ	$-7.8M	$15.3M -2.0% YoY	$293.6M -17.5% YoY	$402.4M +8.7% YoY	44%
Deposits	$12.6M -2.1% YoY+0.5% QoQ	$-13.2M	$25.8M +0.7% YoY	$364.1M -13.5% YoY	$494.3M +9.1% YoY	41%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.4% -156.8% YoY-237.9% QoQ	+0.2%	0.1% -77.6% YoY	0.2% -92.6% YoY	0.4% -39.2% YoY	39%
NIM	4.5% +9.5% YoY-0.9% QoQ	+0.5%	4.0% +4.0% YoY	3.7% +5.4% YoY	3.8% +4.1% YoY	76%
Efficiency Ratio	86.7% -19.9% YoY-3.4% QoQ	-3.9%	90.6% +6.5% YoY	102.0% +29.5% YoY	84.6% +2.8% YoY	62%
Delinquency Rate	0.8% -11.6% YoY+4.8% QoQ	-0.7	1.5% +3.8% YoY	0.8% -5.2% YoY	1.2% +3.4% YoY	59%
Loan To Share	59.5% +1.0% YoY+2.4% QoQ	+1.0%	58.5% -3.0% YoY	73.2% -2.1% YoY	65.6% -1.4% YoY	51%
AMR	$11,094 +0.1% YoY+1.8% QoQ	$-4K	$14,884 -1.7% YoY	$24,012 +4.3% YoY	$19,920 +1.6% YoY	34%
CD Concentration	20.9% +13.9% YoY-1.8% QoQ	-3.4%	24.3%	22.6%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	6.4%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

First Mortgage Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 3.66%

#1 of 2508 Top 0.1% in <100M tier

233

Net Charge-Off Rate

risk

Value: -0.11%

Peer Median: 0.07%

#233 of 2508 Top 9.3% in <100M tier

502

Members Per Employee (MPE)

engagement

Value: 453.000

Peer Median: 333.750

#502 of 2508 Top 20.0% in <100M tier

594

Net Interest Margin (NIM)

profitability

Value: 4.49%

Peer Median: 3.83%

#594 of 2508 Top 23.6% in <100M tier

Top Weaknesses (1 metrics)

2224

Net Worth Ratio

risk

Value: 9.18%

Peer Median: 14.28%

#2224 of 2508 Bottom 11.4% in <100M tier