BlastPoint's Credit Union Scorecard
ST. ANN'S ARLINGTON
Charter #6184 · VA
ST. ANN'S ARLINGTON has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Charge-Off Rate: Top 6.2% in tier
Key Concerns
Areas that may need attention
- - ROA 1.46% below tier average
- - Efficiency ratio 17.10% above tier (higher cost structure)
- - Member decline: -20.9% YoY
- - Loan Growth Rate: Bottom 0.9% in tier
- - Member Growth Rate: Bottom 1.7% in tier
- - Loan-to-Share Ratio: Bottom 2.1% in tier
- - Fee Income Per Member: Bottom 3.2% in tier
- - Net Interest Margin (NIM): Bottom 5.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Virginia.
- Shares and deposits -9.8% year over year ($2.7M in shares and deposits).
- Membership: 277 members, -20.9% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.03%.
- Efficiency ratio 105.86% vs a 88.77% peer average.
- Loan-to-share ratio 10.45% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
277
-20.9% YoY-6.7% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
Bottom 7.3% in tier |
| Assets |
$3.1M
-8.9% YoY-1.5% QoQ
|
$-27.2M |
$30.3M
+1.5% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
Bottom 12.8% in tier |
| Loans |
$281,891
-55.9% YoY-15.6% QoQ
|
$-15.2M |
$15.5M
-1.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 5.1% in tier |
| Deposits |
$2.7M
-9.8% YoY-1.8% QoQ
|
$-23.1M |
$25.8M
+1.1% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 14.3% in tier |
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| ROA |
0.0%
-91.6% YoY
|
-1.5% |
1.5%
+241.5% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 2.3% in tier |
| NIM |
2.3%
+15.6% YoY-3.2% QoQ
|
-1.6% |
3.9%
+0.9% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
Bottom 5.0% in tier |
| Efficiency Ratio |
105.9%
-5.6% YoY-2.4% QoQ
|
+17.1% |
88.8%
-6.9% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
Bottom 9.9% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
10.4%
-51.1% YoY-14.0% QoQ
|
-48.4% |
58.9%
-3.1% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
Bottom 1.9% in tier |
| AMR |
$10,761
+3.8% YoY+3.7% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
32% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)