BlastPoint's Credit Union Scorecard
ST. ANN'S ARLINGTON
Charter #6184 · VA
ST. ANN'S ARLINGTON has 2 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Charge-Off Rate: Top 7.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.11% below tier average
- - Efficiency ratio 17.85% above tier (higher cost structure)
- - Member decline: -19.1% YoY
- - Loan Growth Rate: Bottom 1.0% in tier
- - Member Growth Rate: Bottom 2.2% in tier
- - Loan-to-Share Ratio: Bottom 2.4% in tier
- - Fee Income Per Member: Bottom 4.7% in tier
- - Total Loans: Bottom 5.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
297
-19.1% YoY-9.2% QoQ
|
-2.4K |
2,676
+1.6% YoY
|
224,534
+5.9% YoY
|
33,913
+5.7% YoY
|
Bottom 7.7% in tier |
| Assets |
$3.1M
-7.3% YoY-0.4% QoQ
|
$-27.1M |
$30.2M
+1.3% YoY
|
$3.0B
+7.5% YoY
|
$578.3M
+9.0% YoY
|
Bottom 13.2% in tier |
| Loans |
$333,846
-52.3% YoY-15.1% QoQ
|
$-14.9M |
$15.3M
-2.0% YoY
|
$2.1B
+5.8% YoY
|
$402.4M
+8.7% YoY
|
Bottom 5.7% in tier |
| Deposits |
$2.7M
-7.9% YoY-0.4% QoQ
|
$-23.0M |
$25.8M
+0.7% YoY
|
$2.6B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
Bottom 14.3% in tier |
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| ROA |
0.0%
-95.7% YoY
|
-0.1% |
0.1%
-77.6% YoY
|
0.3%
-55.0% YoY
|
0.4%
-39.2% YoY
|
23% |
| NIM |
2.4%
+17.8% YoY+18.9% QoQ
|
-1.7% |
4.0%
+4.0% YoY
|
4.0%
+3.3% YoY
|
3.8%
+4.1% YoY
|
Bottom 6.3% in tier |
| Efficiency Ratio |
108.5%
-3.1% YoY-11.7% QoQ
|
+17.9% |
90.6%
+6.5% YoY
|
81.9%
+0.2% YoY
|
84.6%
+2.8% YoY
|
Bottom 10.4% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.4%
-2.1% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
12.2%
-48.2% YoY-14.7% QoQ
|
-46.4% |
58.5%
-3.0% YoY
|
62.9%
-4.5% YoY
|
65.6%
-1.4% YoY
|
Bottom 2.2% in tier |
| AMR |
$10,374
+3.3% YoY+7.6% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$19,100
+3.1% YoY
|
$19,920
+1.6% YoY
|
30% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 18.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)