BlastPoint's Credit Union Scorecard

DU PONT EMPLOYEES

Charter #62429 · IA

<100M
2508 CUs in <100M nationally 37 in IA

DU PONT EMPLOYEES has 4 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.31% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Efficiency Ratio: Top 4.4% in tier
  • + Member Growth Rate: Top 7.2% in tier

Key Concerns

Areas that may need attention

  • - Share Certificate Concentration (%): Bottom 2.6% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IA) National Avg Tier Percentile
Members 628
+4.7% YoY+1.0% QoQ
-2.0K 2,676
+1.6% YoY
24,966
+0.1% YoY
33,913
+5.7% YoY
17%
Assets $6.6M
+2.6% YoY+3.6% QoQ
$-23.5M $30.2M
+1.3% YoY
$536.2M
+6.4% YoY
$578.3M
+9.0% YoY
24%
Loans $4.2M
+8.8% YoY-3.2% QoQ
$-11.1M $15.3M
-2.0% YoY
$422.1M
+5.8% YoY
$402.4M
+8.7% YoY
30%
Deposits $5.9M
+2.8% YoY+3.8% QoQ
$-19.9M $25.8M
+0.7% YoY
$445.2M
+6.5% YoY
$494.3M
+9.1% YoY
25%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.5%
+2.9% YoY+132.0% QoQ
+1.3% 0.1%
-77.6% YoY
0.9%
+9.6% YoY
0.4%
-39.2% YoY
84%
NIM 2.8%
-5.1% YoY+28.4% QoQ
-1.2% 4.0%
+4.0% YoY
3.8%
+3.9% YoY
3.8%
+4.1% YoY
Bottom 14.0% in tier
Efficiency Ratio 49.2%
-7.5% YoY-31.6% QoQ
-41.4% 90.6%
+6.5% YoY
75.3%
-1.6% YoY
84.6%
+2.8% YoY
Top 4.4% in tier
Delinquency Rate 0.0% -1.5 1.5%
+3.8% YoY
1.1%
-19.0% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 72.2%
+5.9% YoY-6.8% QoQ
+13.7% 58.5%
-3.0% YoY
74.3%
-0.3% YoY
65.6%
-1.4% YoY
71%
AMR $16,062
+0.5% YoY-0.2% QoQ
+$1K $14,884
-1.7% YoY
$21,379
+4.7% YoY
$19,920
+1.6% YoY
61%
CD Concentration 53.8%
+0.4% YoY-1.7% QoQ
+29.6% 24.3% 21.8% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 9.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
111
Efficiency Ratio
profitability
Value: 49.20%
Peer Median: 81.45%
#111 of 2508 Top 4.4% in <100M tier
181
Member Growth Rate
growth
Value: 4.67%
Peer Median: -1.37%
#181 of 2508 Top 7.2% in <100M tier
302
Loan Growth Rate
growth
Value: 8.82%
Peer Median: -2.36%
#302 of 2508 Top 12.0% in <100M tier
408
Return on Assets (ROA)
profitability
Value: 1.45%
Peer Median: 0.61%
#408 of 2508 Top 16.2% in <100M tier
448
Net Charge-Off Rate
risk
Value: -0.01%
Peer Median: 0.07%
#448 of 2508 Top 17.8% in <100M tier

Top Weaknesses (5 metrics)

2445
Share Certificate Concentration (%)
balance_sheet
Value: 53.84%
Peer Median: 12.45%
#2445 of 2508 Bottom 2.6% in <100M tier
2225
Fee Income Per Member
profitability
Value: $2.41
Peer Median: $60.42
#2225 of 2508 Bottom 11.3% in <100M tier
2158
Net Interest Margin (NIM)
profitability
Value: 2.83%
Peer Median: 3.83%
#2158 of 2508 Bottom 14.0% in <100M tier
2076
Total Members
engagement
Value: 628
Peer Median: 1,918
#2076 of 2508 Bottom 17.3% in <100M tier
1905
Total Assets
balance_sheet
Value: $6.65M
Peer Median: $21.86M
#1905 of 2508 Bottom 24.1% in <100M tier
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