BlastPoint's Credit Union Scorecard
DU PONT EMPLOYEES
Charter #62429 · IA
DU PONT EMPLOYEES has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.00% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Member Growth Rate: Top 6.3% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 2.2% in tier
- - Net Interest Margin (NIM): Bottom 5.3% in tier
- - Fee Income Per Member: Bottom 9.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
622
+4.7% YoY+1.5% QoQ
|
-2.0K |
2,615
-1.9% YoY
|
24,743
-0.2% YoY
|
33,374
+5.7% YoY
|
17% |
| Assets |
$6.4M
+2.3% YoY+0.7% QoQ
|
$-23.7M |
$30.1M
+2.1% YoY
|
$526.3M
+6.5% YoY
|
$561.6M
+9.7% YoY
|
24% |
| Loans |
$4.4M
+9.0% YoY+1.6% QoQ
|
$-11.4M |
$15.8M
-1.3% YoY
|
$422.1M
+6.5% YoY
|
$397.0M
+8.8% YoY
|
31% |
| Deposits |
$5.6M
+2.3% YoY+1.6% QoQ
|
$-20.0M |
$25.7M
+1.4% YoY
|
$432.9M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
25% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
+33.0% YoY-52.4% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.9%
+6.1% YoY
|
0.7%
+15.9% YoY
|
47% |
| NIM |
2.2%
+15.7% YoY-24.6% QoQ
|
-1.7% |
4.0%
+4.0% YoY
|
3.9%
+6.4% YoY
|
3.8%
+5.1% YoY
|
Bottom 5.3% in tier |
| Efficiency Ratio |
72.0%
-4.7% YoY+29.9% QoQ
|
-10.6% |
82.6%
-2.3% YoY
|
74.3%
-0.8% YoY
|
79.7%
-3.3% YoY
|
31% |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.6 |
1.6%
-3.1% YoY
|
1.4%
+32.5% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
77.4%
+6.5% YoY+0.1% QoQ
|
+16.8% |
60.6%
-3.1% YoY
|
76.3%
-0.8% YoY
|
67.4%
-1.7% YoY
|
74% |
| AMR |
$16,102
+0.4% YoY+0.1% QoQ
|
+$1K |
$14,783
-1.4% YoY
|
$21,029
+4.7% YoY
|
$19,687
+2.0% YoY
|
62% |
| CD Concentration |
54.7%
+4.7% YoY+5.3% QoQ
|
+30.3% | 24.4% | 22.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)