BlastPoint's Credit Union Scorecard
BROWN-FORMAN EMPLOYEES
Charter #62482 · KY
BROWN-FORMAN EMPLOYEES has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.09% above tier average
- + Net Interest Margin 0.28% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Net Charge-Off Rate: Bottom 5.9% in tier
- - Share Certificate Concentration (%): Bottom 6.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,357
-0.7% YoY0% QoQ
|
-1.3K |
2,625
-2.2% YoY
|
18,350
+6.5% YoY
|
33,089
+6.1% YoY
|
37% |
| Assets |
$15.3M
+4.1% YoY+0.7% QoQ
|
$-14.5M |
$29.9M
+1.1% YoY
|
$291.9M
+10.4% YoY
|
$547.7M
+7.8% YoY
|
42% |
| Loans |
$8.8M
-11.6% YoY-2.8% QoQ
|
$-6.9M |
$15.8M
-2.4% YoY
|
$208.5M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
47% |
| Deposits |
$12.4M
+3.9% YoY+0.6% QoQ
|
$-13.1M |
$25.5M
+0.4% YoY
|
$245.3M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
41% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
-57.4% YoY+5.8% QoQ
|
+0.1% |
0.7%
-731.4% YoY
|
0.2%
-216.5% YoY
|
0.7%
+273.4% YoY
|
50% |
| NIM |
4.2%
-13.6% YoY-1.4% QoQ
|
+0.3% |
3.9%
+3.8% YoY
|
3.6%
+4.6% YoY
|
3.7%
+5.0% YoY
|
63% |
| Efficiency Ratio |
64.3%
+14.5% YoY+0.4% QoQ
|
-17.1% |
81.4%
-2.4% YoY
|
85.0%
-21.4% YoY
|
79.1%
-3.3% YoY
|
20% |
| Delinquency Rate |
1.3%
+9.7% YoY+46.2% QoQ
|
-0.2 |
1.5%
-2.0% YoY
|
0.8%
-26.3% YoY
|
1.2%
-0.9% YoY
|
69% |
| Loan To Share |
71.6%
-15.0% YoY-3.4% QoQ
|
+10.3% |
61.2%
-3.0% YoY
|
65.5%
-4.4% YoY
|
68.0%
-1.7% YoY
|
65% |
| AMR |
$15,632
-2.5% YoY-0.8% QoQ
|
+$1K |
$14,627
-2.7% YoY
|
$16,917
+3.2% YoY
|
$19,418
+1.3% YoY
|
61% |
| CD Concentration |
41.3%
-3.1% YoY-6.9% QoQ
|
+16.9% |
24.4%
+4.2% YoY
|
22.1%
-0.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-3.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)