BlastPoint's Credit Union Scorecard
MED PARK
Charter #62593 · ND
MED PARK has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.48% above tier average
- + Net Interest Margin 0.69% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Net Charge-Off Rate: Top 6.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.9% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,530
-2.9% YoY-0.9% QoQ
|
-1.1K |
2,625
-2.2% YoY
|
7,412
-0.5% YoY
|
33,089
+6.1% YoY
|
41% |
| Assets |
$17.9M
+2.4% YoY-1.1% QoQ
|
$-11.9M |
$29.9M
+1.1% YoY
|
$201.0M
+5.9% YoY
|
$547.7M
+7.8% YoY
|
46% |
| Loans |
$13.5M
-0.8% YoY-1.3% QoQ
|
$-2.3M |
$15.8M
-2.4% YoY
|
$137.9M
+2.5% YoY
|
$388.7M
+8.6% YoY
|
59% |
| Deposits |
$14.9M
+1.1% YoY-1.3% QoQ
|
$-10.6M |
$25.5M
+0.4% YoY
|
$165.9M
+4.4% YoY
|
$464.6M
+9.3% YoY
|
45% |
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| ROA |
1.2%
-41.1% YoY+1.1% QoQ
|
+0.5% |
0.7%
-731.4% YoY
|
0.9%
-6.7% YoY
|
0.7%
+273.4% YoY
|
69% |
| NIM |
4.6%
+4.0% YoY+2.5% QoQ
|
+0.7% |
3.9%
+3.8% YoY
|
3.4%
+7.4% YoY
|
3.7%
+5.0% YoY
|
77% |
| Efficiency Ratio |
78.8%
+16.0% YoY+0.2% QoQ
|
-2.6% |
81.4%
-2.4% YoY
|
74.0%
-24.8% YoY
|
79.1%
-3.3% YoY
|
51% |
| Delinquency Rate |
0.0%
-85.5% YoY-14.1% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
0.9%
-3.9% YoY
|
1.2%
-0.9% YoY
|
16% |
| Loan To Share |
90.8%
-1.9% YoY-0.1% QoQ
|
+29.6% |
61.2%
-3.0% YoY
|
72.0%
-4.4% YoY
|
68.0%
-1.7% YoY
|
Top 10.3% in tier |
| AMR |
$18,543
+3.2% YoY-0.4% QoQ
|
+$4K |
$14,627
-2.7% YoY
|
$32,427
+3.2% YoY
|
$19,418
+1.3% YoY
|
73% |
| CD Concentration |
14.1%
+29.0% YoY+5.2% QoQ
|
-10.3% |
24.4%
+4.2% YoY
|
22.4%
+2.4% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
1.1%
-2.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)