BlastPoint's Credit Union Scorecard
BOEING EMPLOYEES
Charter #62604 · WA
BOEING EMPLOYEES has 4 strengths but faces 5 concerns
How does the industry compare?
What's your peer group doing?
How does WA stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Leader: Top 60.0% in tier
- + Organic Growth Engine: Top 60.0% in tier
- + Net Interest Margin 0.56% above tier average
- + Share Certificate Concentration (%): Top 4.0% in tier
Key Concerns
Areas that may need attention
- - Credit Quality Pressure: Bottom 64.0% in tier
- - Credit Risk Growth: Bottom 72.0% in tier
- - Shrinking Wallet Share: Bottom 88.0% in tier
- - ROA 0.45% below tier average
- - Efficiency ratio 15.87% above tier (higher cost structure)
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 25 credit unions with $10B+ in assets nationally, and 1 of 1 that size in Washington.
- Shares and deposits +1.9% year over year ($25.9B in shares and deposits).
- Membership: 1,594,258 members, +3.3% vs a year ago.
- Delinquency rate 0.42%.
- Return on assets 0.58%.
- Efficiency ratio 77.43% vs a 61.57% peer average.
- Loan-to-share ratio 78.65% vs a 87.50% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,594,258
+3.3% YoY+1.2% QoQ
|
-77.7K |
1,671,910
-4.2% YoY
|
69,472
+6.3% YoY
|
34,678
+6.6% YoY
|
80% |
| Assets |
$29.6B
+2.4% YoY-1.3% QoQ
|
+$2.0B |
$27.7B
+0.2% YoY
|
$1.3B
+8.7% YoY
|
$593.1M
+10.2% YoY
|
84% |
| Loans |
$20.4B
+2.0% YoY+0.5% QoQ
|
+$337.9M |
$20.0B
-0.9% YoY
|
$968.5M
+8.7% YoY
|
$418.6M
+10.1% YoY
|
76% |
| Deposits |
$25.9B
+1.9% YoY-1.8% QoQ
|
+$2.4B |
$23.5B
+0.4% YoY
|
$1.1B
+8.8% YoY
|
$504.8M
+10.3% YoY
|
84% |
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| ROA |
0.6%
-13.5% YoY+35.6% QoQ
|
-0.5% |
1.0%
+45.0% YoY
|
0.7%
+22.8% YoY
|
1.2%
+121.4% YoY
|
28% |
| NIM |
3.8%
+4.2% YoY+2.2% QoQ
|
+0.6% |
3.2%
+5.4% YoY
|
3.8%
+3.6% YoY
|
3.8%
+2.3% YoY
|
84% |
| Efficiency Ratio |
77.4%
-1.3% YoY-0.3% QoQ
|
+15.9% |
61.6%
-6.2% YoY
|
77.5%
+0.3% YoY
|
83.0%
-5.3% YoY
|
Bottom 12.0% in tier |
| Delinquency Rate |
0.4%
+4.2% YoY+1.2% QoQ
|
-0.6 |
1.0%
-2.7% YoY
|
0.9%
-3.0% YoY
|
1.3%
+2.6% YoY
|
16% |
| Loan To Share |
78.7%
+0.1% YoY+2.4% QoQ
|
-8.8% |
87.5%
-3.0% YoY
|
76.2%
-1.2% YoY
|
66.4%
-1.4% YoY
|
20% |
| AMR |
$29,045
-1.4% YoY-2.0% QoQ
|
$-4K |
$32,850
+5.7% YoY
|
$29,351
+3.2% YoY
|
$20,028
-0.9% YoY
|
40% |
| CD Concentration |
11.1%
-18.3% YoY-3.5% QoQ
|
-19.1% | 30.2% | 22.7% | 20.0% | Bottom 4.0% in tier |
| Indirect Auto % |
9.5%
-19.0% YoY-5.9% QoQ
|
-5.5% | 15.0% | 16.0% | 7.7% | 32% |
Signature Analysis
Strengths (2)
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Concerns (3)
Credit Quality Pressure
riskDelinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.
Shrinking Wallet Share
declineAverage member relationship declining year-over-year. Members may be moving money elsewhere or reducing engagement.
Credit Risk Growth
riskLoan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)