BlastPoint's Credit Union Scorecard

BOEING EMPLOYEES

Charter #62604 · WA

Titans 10B+

21 CUs in 10B+ nationally 1 in WA

View Titans leaderboard →

BOEING EMPLOYEES has 6 strengths but faces 4 concerns

National Analysis

How does the industry compare?

Titans Tier

What's your peer group doing?

WA Analysis

How does WA stack up?

Key Strengths

Areas where this CU excels compared to peers

+ Organic Growth Leader: Top 72.7% in tier
+ Organic Growth Engine: Top 75.0% in tier
+ Net Interest Margin 0.65% above tier average
+ Share Certificate Concentration (%): Top 0.0% in tier
+ Total Delinquency Rate (60+ days): Top 4.8% in tier
+ Net Worth Ratio: Top 4.8% in tier

Key Concerns

Areas that may need attention

- Credit Quality Pressure: Bottom 100.0% in tier
- Credit Risk Growth: Bottom 100.0% in tier
- ROA 0.14% below tier average
- Efficiency ratio 12.31% above tier (higher cost structure)

Core Metrics

As of 2025-Q4

Metric	Current	vs Tier	Tier Avg	State Avg (WA)	National Avg	Tier Percentile
Members	1,558,284 +2.9% YoY+1.1% QoQ	-273.0K	1,831,295 -0.2% YoY	67,597 +5.2% YoY	33,374 +5.7% YoY	81%
Assets	$29.4B +0.0% YoY+1.6% QoQ	+$217.3M	$29.1B +3.6% YoY	$1.3B +7.9% YoY	$561.6M +9.7% YoY	81%
Loans	$20.5B +4.2% YoY+1.4% QoQ	$-876.0M	$21.4B +2.0% YoY	$943.7M +8.0% YoY	$397.0M +8.8% YoY	76%
Deposits	$25.8B +2.6% YoY+1.2% QoQ	+$889.0M	$24.9B +4.3% YoY	$1.1B +9.4% YoY	$477.3M +9.7% YoY	81%

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Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.6% -15.2% YoY+6.2% QoQ	-0.1%	0.7% +30.7% YoY	0.6% +2.5% YoY	0.7% +15.9% YoY	43%
NIM	3.8% +7.1% YoY+0.1% QoQ	+0.6%	3.1% +7.9% YoY	3.7% +4.7% YoY	3.8% +5.1% YoY	81%
Efficiency Ratio	76.9% +4.8% YoY-0.8% QoQ	+12.3%	64.6% -4.0% YoY	76.6% -1.6% YoY	79.7% -3.3% YoY	Top 14.3% in tier
Delinquency Rate	0.4% +5.0% YoY+7.6% QoQ	-0.8	1.2% +0.3% YoY	0.9% -2.6% YoY	1.3% -2.1% YoY	Bottom 4.8% in tier
Loan To Share	79.5% +1.6% YoY+0.2% QoQ	-9.6%	89.1% -2.0% YoY	76.8% -1.3% YoY	67.4% -1.7% YoY	Bottom 14.3% in tier
AMR	$29,683 +0.4% YoY+0.2% QoQ	$-2K	$31,580 +8.5% YoY	$29,074 +3.3% YoY	$19,687 +2.0% YoY	43%
CD Concentration	12.1% -15.6% YoY-4.9% QoQ	-19.3%	31.4%	22.5%	19.8%	Bottom 0.0% in tier
Indirect Auto %	10.5% -20.3% YoY-5.2% QoQ	-3.6%	14.1%	16.8%	7.8%	48%

Signature Analysis

Strengths (2)

Organic Growth Leader

growth

#9 of 12 • Top 72.7% in tier

Attracting members (0.5-50% YoY) without heavy indirect auto dependency (<20%). Healthy, sustainable growth model.

Why This Signature

Member Growth (YoY): 2.87%

(Tier: 3.16%, National: 4.32%)

but worse than tier avg

Indirect Auto %: 10.49%

(Tier: 14.14%, National: 7.78%)

better than tier avg

12 of 21 Titans CUs have this signature | 609 nationally

→ No prior data (12 CUs now) | New qualifier

Organic Growth Engine

growth

#13 of 17 • Top 75.0% in tier

Growing membership while maintaining profitability. Healthy fundamentals in place.

Why This Signature

Member Growth (YoY): 2.87%

(Tier: 3.16%, National: 4.32%)

but worse than tier avg

Return on Assets: 0.59%

(Tier: 0.73%, National: 0.67%)

but worse than tier avg

Indirect Auto %: 10.49%

(Tier: 14.14%, National: 7.78%)

better than tier avg

17 of 21 Titans CUs have this signature | 913 nationally

→ No prior data (17 CUs now) | New qualifier

Concerns (2)

Credit Quality Pressure

risk

#16 of 16 • Bottom 100.0% in tier

Delinquencies are rising year-over-year. Credit risk is building - they may need better underwriting tools.

Why This Signature

Delinquency Change (YoY): 0.02% points

(Tier: 0.05% points, National: 0.06% points)

but better than tier avg

16 of 21 Titans CUs have this signature | 969 nationally

→ Stable (19→16 CUs) -3 CUs YoY | Rank worsening

Credit Risk Growth

risk

#14 of 14 • Bottom 100.0% in tier

Loan portfolio growing while delinquencies are rising. Expansion with deteriorating credit quality needs attention.

Why This Signature

Loan Growth (YoY): 4.21%

(Tier: 6.11%, National: 111.96%)

worse than tier avg

Delinquency Change (YoY): 0.02% points

(Tier: 0.05% points, National: 0.06% points)

but better than tier avg

14 of 21 Titans CUs have this signature | 665 nationally

→ No prior data (14 CUs now) | New qualifier

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 21 peers in tier

Top Strengths (8 metrics)

Share Certificate Concentration (%)

balance_sheet

Value: 12.11%

Peer Median: -

#1 of 21 Top 0.0% in 10B+ tier

Total Delinquency Rate (60+ days)

risk

Value: 0.42%

Peer Median: -

#2 of 21 Top 4.8% in 10B+ tier

Net Worth Ratio

risk

Value: 12.39%

Peer Median: -

#2 of 21 Top 4.8% in 10B+ tier

Net Interest Margin (NIM)

profitability

Value: 3.77%

Peer Median: -

#4 of 21 Top 14.3% in 10B+ tier

Total Assets

balance_sheet

Value: $29.36B

Peer Median: -

#4 of 21 Top 14.3% in 10B+ tier

Total Deposits

balance_sheet

Value: $25.76B

Peer Median: -

#4 of 21 Top 14.3% in 10B+ tier

Total Members

engagement

Value: 1,558,284

Peer Median: -

#4 of 21 Top 14.3% in 10B+ tier

Total Loans

balance_sheet

Value: $20.49B

Peer Median: -

#5 of 21 Top 19.0% in 10B+ tier

Top Weaknesses (4 metrics)

Efficiency Ratio

profitability

Value: 76.90%

Peer Median: -

#19 of 21 Bottom 14.3% in 10B+ tier

Asset Growth Rate

growth

Value: 0.04%

Peer Median: -

#18 of 21 Bottom 19.0% in 10B+ tier

Loan-to-Share Ratio

balance_sheet

Value: 79.55%

Peer Median: -

#18 of 21 Bottom 19.0% in 10B+ tier

Deposit Growth Rate

growth

Value: 2.58%

Peer Median: -

#17 of 21 Bottom 23.8% in 10B+ tier