BlastPoint's Credit Union Scorecard
MEMBERS COMMUNITY
Charter #62683 · IA
MEMBERS COMMUNITY has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.01% above tier average
- + Total Assets: Top 0.4% in tier
- + Total Loans: Top 1.0% in tier
- + Total Deposits: Top 1.6% in tier
- + Fee Income Per Member: Top 3.0% in tier
- + Total Members: Top 3.2% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 9.3% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,059
-0.0% YoY+0.0% QoQ
|
+5.4K |
2,676
+1.6% YoY
|
24,966
+0.1% YoY
|
33,913
+5.7% YoY
|
Top 3.3% in tier |
| Assets |
$98.5M
+3.4% YoY+3.5% QoQ
|
+$68.4M |
$30.2M
+1.3% YoY
|
$536.2M
+6.4% YoY
|
$578.3M
+9.0% YoY
|
Top 0.4% in tier |
| Loans |
$62.1M
+3.8% YoY-0.1% QoQ
|
+$46.9M |
$15.3M
-2.0% YoY
|
$422.1M
+5.8% YoY
|
$402.4M
+8.7% YoY
|
Top 1.1% in tier |
| Deposits |
$82.7M
+2.7% YoY+4.1% QoQ
|
+$56.9M |
$25.8M
+0.7% YoY
|
$445.2M
+6.5% YoY
|
$494.3M
+9.1% YoY
|
Top 1.6% in tier |
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| ROA |
1.2%
+27.7% YoY-3.8% QoQ
|
+1.0% |
0.1%
-77.6% YoY
|
0.9%
+9.6% YoY
|
0.4%
-39.2% YoY
|
75% |
| NIM |
3.5%
+9.4% YoY+1.4% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.8%
+3.9% YoY
|
3.8%
+4.1% YoY
|
37% |
| Efficiency Ratio |
76.6%
-5.3% YoY+0.1% QoQ
|
-14.0% |
90.6%
+6.5% YoY
|
75.3%
-1.6% YoY
|
84.6%
+2.8% YoY
|
38% |
| Delinquency Rate |
0.3%
+301.3% YoY+183.4% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
1.1%
-19.0% YoY
|
1.2%
+3.4% YoY
|
34% |
| Loan To Share |
75.1%
+1.0% YoY-4.1% QoQ
|
+16.6% |
58.5%
-3.0% YoY
|
74.3%
-0.3% YoY
|
65.6%
-1.4% YoY
|
75% |
| AMR |
$17,975
+3.2% YoY+2.2% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$21,379
+4.7% YoY
|
$19,920
+1.6% YoY
|
69% |
| CD Concentration |
28.2%
-5.9% YoY-5.4% QoQ
|
+4.0% | 24.3% | 21.8% | 19.8% | 50% |
| Indirect Auto % |
8.5%
+14.9% YoY+3.1% QoQ
|
-5.3% | 13.8% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)