BlastPoint's Credit Union Scorecard
CAPITOL VIEW
Charter #62878 · IA
CAPITOL VIEW demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.59% above tier average
- + Average Member Relationship (AMR): Top 1.6% in tier
- + Loan-to-Member Ratio (LMR): Top 2.3% in tier
- + Fee Income Per Member: Top 8.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,758
-1.8% YoY-0.1% QoQ
|
-918 |
2,676
+1.6% YoY
|
24,966
+0.1% YoY
|
33,913
+5.7% YoY
|
46% |
| Assets |
$46.7M
+4.7% YoY+1.5% QoQ
|
+$16.5M |
$30.2M
+1.3% YoY
|
$536.2M
+6.4% YoY
|
$578.3M
+9.0% YoY
|
75% |
| Loans |
$25.3M
-0.2% YoY-0.5% QoQ
|
+$10.0M |
$15.3M
-2.0% YoY
|
$422.1M
+5.8% YoY
|
$402.4M
+8.7% YoY
|
78% |
| Deposits |
$38.0M
+4.6% YoY+1.7% QoQ
|
+$12.2M |
$25.8M
+0.7% YoY
|
$445.2M
+6.5% YoY
|
$494.3M
+9.1% YoY
|
73% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-39.0% YoY-29.2% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.9%
+9.6% YoY
|
0.4%
-39.2% YoY
|
57% |
| NIM |
3.7%
-4.0% YoY-6.3% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
3.8%
+3.9% YoY
|
3.8%
+4.1% YoY
|
46% |
| Efficiency Ratio |
82.7%
+16.1% YoY+9.7% QoQ
|
-7.9% |
90.6%
+6.5% YoY
|
75.3%
-1.6% YoY
|
84.6%
+2.8% YoY
|
53% |
| Delinquency Rate |
0.1%
-85.9% YoY-42.3% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
1.1%
-19.0% YoY
|
1.2%
+3.4% YoY
|
20% |
| Loan To Share |
66.7%
-4.6% YoY-2.2% QoQ
|
+8.2% |
58.5%
-3.0% YoY
|
74.3%
-0.3% YoY
|
65.6%
-1.4% YoY
|
62% |
| AMR |
$35,988
+4.6% YoY+0.9% QoQ
|
+$21K |
$14,884
-1.7% YoY
|
$21,379
+4.7% YoY
|
$19,920
+1.6% YoY
|
Top 1.6% in tier |
| CD Concentration |
33.7%
+6.7% YoY+2.8% QoQ
|
+9.4% | 24.3% | 21.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)