BlastPoint's Credit Union Scorecard
CAPITOL VIEW
Charter #62878 · IA
CAPITOL VIEW has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 2.0% in tier
- + Loan-to-Member Ratio (LMR): Top 3.1% in tier
- + Fee Income Per Member: Top 9.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.22% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Iowa.
- Shares and deposits +1.0% year over year ($37.4M in shares and deposits).
- Membership: 1,760 members, -1.1% vs a year ago.
- Delinquency rate 0.41%.
- Return on assets 0.27%.
- Efficiency ratio 88.53% vs a 88.77% peer average.
- Loan-to-share ratio 64.56% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,760
-1.1% YoY+0.1% QoQ
|
-825 |
2,585
-1.7% YoY
|
24,364
-0.3% YoY
|
34,678
+6.6% YoY
|
47% |
| Assets |
$46.1M
+1.5% YoY-1.3% QoQ
|
+$15.8M |
$30.3M
+1.5% YoY
|
$535.9M
+4.3% YoY
|
$593.1M
+10.2% YoY
|
74% |
| Loans |
$24.1M
-7.0% YoY-4.7% QoQ
|
+$8.7M |
$15.5M
-1.7% YoY
|
$432.7M
+4.7% YoY
|
$418.6M
+10.1% YoY
|
77% |
| Deposits |
$37.4M
+1.0% YoY-1.6% QoQ
|
+$11.6M |
$25.8M
+1.1% YoY
|
$446.2M
+5.6% YoY
|
$504.8M
+10.3% YoY
|
72% |
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| ROA |
0.3%
-78.4% YoY-63.1% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.0%
+7.5% YoY
|
1.2%
+121.4% YoY
|
17% |
| NIM |
3.7%
-5.8% YoY-0.5% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
3.9%
+1.8% YoY
|
3.8%
+2.3% YoY
|
43% |
| Efficiency Ratio |
88.5%
+25.5% YoY+7.0% QoQ
|
-0.2% |
88.8%
-6.9% YoY
|
73.5%
+1.3% YoY
|
83.0%
-5.3% YoY
|
68% |
| Delinquency Rate |
0.4%
-42.6% YoY+479.1% QoQ
|
-1.1 |
1.5%
+2.1% YoY
|
1.1%
-7.5% YoY
|
1.3%
+2.6% YoY
|
37% |
| Loan To Share |
64.6%
-7.9% YoY-3.2% QoQ
|
+5.7% |
58.9%
-3.1% YoY
|
75.0%
-0.8% YoY
|
66.4%
-1.4% YoY
|
59% |
| AMR |
$34,927
-1.2% YoY-2.9% QoQ
|
+$20K |
$14,963
-6.8% YoY
|
$21,508
-71.8% YoY
|
$20,028
-0.9% YoY
|
Top 2.1% in tier |
| CD Concentration |
34.2%
+10.6% YoY+1.5% QoQ
|
+9.6% | 24.6% | 21.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)