BlastPoint's Credit Union Scorecard
ARK VALLEY
Charter #62894 · KS
ARK VALLEY has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Total Members: Top 2.5% in tier
- + AMR Growth Rate: Top 8.4% in tier
Key Concerns
Areas that may need attention
- - Member decline: -10.6% YoY
- - Member Growth Rate: Bottom 5.0% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,856
-10.6% YoY-4.7% QoQ
|
+6.2K |
2,615
-1.9% YoY
|
12,209
-35.0% YoY
|
33,374
+5.7% YoY
|
Top 2.6% in tier |
| Assets |
$55.8M
+1.5% YoY-1.6% QoQ
|
+$25.7M |
$30.1M
+2.1% YoY
|
$164.3M
-37.3% YoY
|
$561.6M
+9.7% YoY
|
80% |
| Loans |
$33.8M
-1.9% YoY+3.7% QoQ
|
+$18.1M |
$15.8M
-1.3% YoY
|
$120.8M
-36.2% YoY
|
$397.0M
+8.8% YoY
|
Top 14.7% in tier |
| Deposits |
$46.9M
-0.1% YoY-2.6% QoQ
|
+$21.2M |
$25.7M
+1.4% YoY
|
$139.5M
-36.6% YoY
|
$477.3M
+9.7% YoY
|
80% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.1%
-16.4% YoY-13.4% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
+32.6% YoY
|
0.7%
+15.9% YoY
|
68% |
| NIM |
3.9%
-1.9% YoY+2.4% QoQ
|
-0.0% |
4.0%
+4.0% YoY
|
4.0%
+7.1% YoY
|
3.8%
+5.1% YoY
|
52% |
| Efficiency Ratio |
79.6%
+2.2% YoY+4.0% QoQ
|
-3.0% |
82.6%
-2.3% YoY
|
78.8%
-6.8% YoY
|
79.7%
-3.3% YoY
|
50% |
| Delinquency Rate |
0.7%
+75.7% YoY+17.1% QoQ
|
-0.9 |
1.6%
-3.1% YoY
|
1.5%
-6.0% YoY
|
1.3%
-2.1% YoY
|
47% |
| Loan To Share |
72.1%
-1.7% YoY+6.4% QoQ
|
+11.5% |
60.6%
-3.1% YoY
|
71.6%
-2.2% YoY
|
67.4%
-1.7% YoY
|
67% |
| AMR |
$9,116
+10.9% YoY+4.9% QoQ
|
$-6K |
$14,783
-1.4% YoY
|
$16,403
+0.2% YoY
|
$19,687
+2.0% YoY
|
24% |
| CD Concentration |
7.6%
-6.1% YoY-2.3% QoQ
|
-16.8% | 24.4% | 24.6% | 19.8% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY-100.0% QoQ
|
-13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)