BlastPoint's Credit Union Scorecard
DANFOSS EMPLOYEES
Charter #62950 · MN
DANFOSS EMPLOYEES has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 2.16% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.20% below tier average
- - Efficiency ratio 24.34% above tier (higher cost structure)
- - Delinquency rate 3.70% above tier average
- - AMR Growth Rate: Bottom 2.8% in tier
- - Loan Growth Rate: Bottom 4.0% in tier
- - Total Delinquency Rate (60+ days): Bottom 5.8% in tier
- - Net Charge-Off Rate: Bottom 6.2% in tier
- - Asset Growth Rate: Bottom 8.6% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
350
0% YoY0% QoQ
|
-2.3K |
2,676
+1.6% YoY
|
22,507
-13.7% YoY
|
33,913
+5.7% YoY
|
Bottom 9.3% in tier |
| Assets |
$2.1M
-7.3% YoY+5.2% QoQ
|
$-28.1M |
$30.2M
+1.3% YoY
|
$434.0M
-15.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 9.8% in tier |
| Loans |
$1.6M
-24.3% YoY-11.4% QoQ
|
$-13.7M |
$15.3M
-2.0% YoY
|
$293.6M
-17.5% YoY
|
$402.4M
+8.7% YoY
|
15% |
| Deposits |
$1.8M
-8.0% YoY+6.9% QoQ
|
$-24.0M |
$25.8M
+0.7% YoY
|
$364.1M
-13.5% YoY
|
$494.3M
+9.1% YoY
|
Bottom 10.7% in tier |
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| ROA |
-1.1%
+5.4% YoY+213.4% QoQ
|
-1.2% |
0.1%
-77.6% YoY
|
0.2%
-92.6% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.1% in tier |
| NIM |
6.2%
-2.2% YoY-9.8% QoQ
|
+2.2% |
4.0%
+4.0% YoY
|
3.7%
+5.4% YoY
|
3.8%
+4.1% YoY
|
Top 3.4% in tier |
| Efficiency Ratio |
115.0%
+1.2% YoY+17.3% QoQ
|
+24.3% |
90.6%
+6.5% YoY
|
102.0%
+29.5% YoY
|
84.6%
+2.8% YoY
|
Bottom 7.2% in tier |
| Delinquency Rate |
5.2%
+47.0% YoY-19.1% QoQ
|
+3.7 |
1.5%
+3.8% YoY
|
0.8%
-5.2% YoY
|
1.2%
+3.4% YoY
|
Bottom 5.8% in tier |
| Loan To Share |
87.3%
-17.7% YoY-17.1% QoQ
|
+28.8% |
58.5%
-3.0% YoY
|
73.2%
-2.1% YoY
|
65.6%
-1.4% YoY
|
Top 10.2% in tier |
| AMR |
$9,573
-16.4% YoY-2.5% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$24,012
+4.3% YoY
|
$19,920
+1.6% YoY
|
26% |
| CD Concentration |
4.4%
-49.0% YoY-50.7% QoQ
|
-19.9% | 24.3% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)