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BlastPoint's Credit Union Scorecard

TOPEKA FIREMEN'S

Charter #63042 · KS

<100M
2437 CUs in <100M nationally 43 in KS

TOPEKA FIREMEN'S has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Deposit Growth Rate: Top 4.1% in tier
  • + Asset Growth Rate: Top 6.2% in tier
  • + Efficiency Ratio: Top 7.2% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.35% below tier average
  • - Share Certificate Concentration (%): Bottom 0.7% in tier
  • - Net Interest Margin (NIM): Bottom 6.9% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
  • Shares and deposits +14.2% year over year ($8.7M in shares and deposits).
  • Membership: 896 members, +0.1% vs a year ago.
  • Delinquency rate 0.03%.
  • Return on assets 1.15%.
  • Efficiency ratio 54.72% vs a 88.77% peer average.
  • Loan-to-share ratio 64.28% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 896
+0.1% YoY-0.1% QoQ
-1.7K 2,585
-1.7% YoY
21,725
-5.1% YoY
34,678
+6.6% YoY
26%
Assets $11.7M
+10.4% YoY+1.7% QoQ
$-18.6M $30.3M
+1.5% YoY
$314.3M
-2.5% YoY
$593.1M
+10.2% YoY
35%
Loans $5.6M
+0.3% YoY-1.5% QoQ
$-9.9M $15.5M
-1.7% YoY
$223.6M
-4.3% YoY
$418.6M
+10.1% YoY
37%
Deposits $8.7M
+14.2% YoY+1.9% QoQ
$-17.1M $25.8M
+1.1% YoY
$272.9M
-1.4% YoY
$504.8M
+10.3% YoY
33%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.1%
-11.5% YoY+0.1% QoQ
-0.3% 1.5%
+241.5% YoY
1.0%
+59.0% YoY
1.2%
+121.4% YoY
67%
NIM 2.5%
-6.1% YoY-1.7% QoQ
-1.4% 3.9%
+0.9% YoY
4.1%
+6.5% YoY
3.8%
+2.3% YoY
Bottom 6.9% in tier
Efficiency Ratio 54.7%
+4.1% YoY-1.3% QoQ
-34.0% 88.8%
-6.9% YoY
76.8%
-1.7% YoY
83.0%
-5.3% YoY
Top 7.2% in tier
Delinquency Rate 0.0% -1.5 1.5%
+2.1% YoY
1.5%
+11.1% YoY
1.3%
+2.6% YoY
Top 15.0% in tier
Loan To Share 64.3%
-12.2% YoY-3.4% QoQ
+5.4% 58.9%
-3.1% YoY
71.5%
-1.0% YoY
66.4%
-1.4% YoY
58%
AMR $15,936
+8.2% YoY+0.6% QoQ
+$974 $14,963
-6.8% YoY
$16,832
+1.8% YoY
$20,028
-0.9% YoY
60%
CD Concentration 66.0%
+6.9% YoY+0.7% QoQ
+41.4% 24.6% 24.4% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 12.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
100
Deposit Growth Rate
growth
Value: 14.18%
Peer Median: 0.92%
#100 of 2437 Top 4.1% in <100M tier
153
Asset Growth Rate
growth
Value: 10.36%
Peer Median: 1.25%
#153 of 2437 Top 6.2% in <100M tier
177
Efficiency Ratio
profitability
Value: 54.72%
Peer Median: 80.65%
#177 of 2437 Top 7.2% in <100M tier
245
Net Worth Ratio
risk
Value: 25.78%
Peer Median: 14.28%
#245 of 2437 Top 10.0% in <100M tier
336
AMR Growth Rate
growth
Value: 8.19%
Peer Median: 1.04%
#336 of 2437 Top 13.7% in <100M tier
367
Total Delinquency Rate (60+ days)
risk
Value: 0.03%
Peer Median: 0.70%
#367 of 2437 Top 15.0% in <100M tier

Top Weaknesses (3 metrics)

2420
Share Certificate Concentration (%)
balance_sheet
Value: 65.97%
Peer Median: 12.77%
#2420 of 2437 Bottom 0.7% in <100M tier
2269
Net Interest Margin (NIM)
profitability
Value: 2.50%
Peer Median: 3.87%
#2269 of 2437 Bottom 6.9% in <100M tier
2131
Fee Income Per Member
profitability
Value: $3.99
Peer Median: $63.89
#2131 of 2437 Bottom 12.6% in <100M tier
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