BlastPoint's Credit Union Scorecard

TOPEKA FIREMEN'S

Charter #63042 ยท KS

2596 CUs in <100M nationally 45 in KS

TOPEKA FIREMEN'S has 9 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.64% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + First Mortgage Concentration (%): Top 0.0% in tier
  • + AMR Growth Rate: Top 2.5% in tier
  • + Net Charge-Off Rate: Top 5.1% in tier
  • + Deposit Growth Rate: Top 5.3% in tier
  • + Efficiency Ratio: Top 6.7% in tier
  • + Asset Growth Rate: Top 7.7% in tier
  • + Net Worth Ratio: Top 9.1% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -8.8% YoY
  • - Share Certificate Concentration (%): Bottom 1.2% in tier
  • - Member Growth Rate: Bottom 7.2% in tier
  • - Net Interest Margin (NIM): Bottom 9.7% in tier

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 886
-8.8% YoY-1.0% QoQ
-1.7K 2,625
-2.2% YoY
17,915
-2.9% YoY
33,089
+6.1% YoY
26%
Assets $11.3M
+10.4% YoY+6.3% QoQ
$-18.6M $29.9M
+1.1% YoY
$244.1M
-6.9% YoY
$547.7M
+7.8% YoY
35%
Loans $5.6M
+4.5% YoY+0.5% QoQ
$-10.2M $15.8M
-2.4% YoY
$175.9M
-4.8% YoY
$388.7M
+8.6% YoY
37%
Deposits $8.3M
+12.7% YoY+8.9% QoQ
$-17.2M $25.5M
+0.4% YoY
$209.0M
-2.4% YoY
$464.6M
+9.3% YoY
33%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights โ€” always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard โ†’

ROA 1.3%
+153.7% YoY+2.0% QoQ
+0.6% 0.7%
-731.4% YoY
0.7%
+53.0% YoY
0.7%
+273.4% YoY
74%
NIM 2.6%
+24.6% YoY-0.9% QoQ
-1.3% 3.9%
+3.8% YoY
4.0%
+8.4% YoY
3.7%
+5.0% YoY
Bottom 9.6% in tier
Efficiency Ratio 50.9%
-32.6% YoY-3.1% QoQ
-30.5% 81.4%
-2.4% YoY
77.0%
-6.2% YoY
79.1%
-3.3% YoY
Bottom 6.7% in tier
Delinquency Rate 0.0%
-18.8% YoY-8.9% QoQ
-1.5 1.5%
-2.0% YoY
1.2%
-23.8% YoY
1.2%
-0.9% YoY
16%
Loan To Share 67.5%
-7.3% YoY-7.7% QoQ
+6.3% 61.2%
-3.0% YoY
71.9%
-2.0% YoY
68.0%
-1.7% YoY
59%
AMR $15,677
+19.8% YoY+6.4% QoQ
+$1K $14,627
-2.7% YoY
$16,347
+1.3% YoY
$19,418
+1.3% YoY
61%
CD Concentration 61.6%
-4.8% YoY-0.2% QoQ
+37.2% 24.4%
+4.2% YoY
24.2%
-2.2% YoY
19.6%
+6.2% YoY
50%
Indirect Auto % 0.0% -14.0% 14.0%
-5.7% YoY
12.4%
-5.6% YoY
7.9%
-2.9% YoY
50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (10 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: -
#1 of 2596 Top 0.0% in <100M tier
65
AMR Growth Rate
growth
Value: 19.81%
Peer Avg: -
#65 of 2596 Top 2.5% in <100M tier
133
Net Charge-Off Rate
risk
Value: -0.06%
Peer Avg: -
#133 of 2596 Top 5.1% in <100M tier
138
Deposit Growth Rate
growth
Value: 12.65%
Peer Avg: -
#138 of 2596 Top 5.3% in <100M tier
175
Efficiency Ratio
profitability
Value: 50.90%
Peer Avg: -
#175 of 2596 Top 6.7% in <100M tier
202
Asset Growth Rate
growth
Value: 10.44%
Peer Avg: -
#202 of 2596 Top 7.7% in <100M tier
237
Net Worth Ratio
risk
Value: 26.54%
Peer Avg: -
#237 of 2596 Top 9.1% in <100M tier
415
Total Delinquency Rate (60+ days)
risk
Value: 0.04%
Peer Avg: -
#415 of 2596 Top 15.9% in <100M tier
571
Loan Growth Rate
growth
Value: 4.48%
Peer Avg: -
#571 of 2596 Top 22.0% in <100M tier

Top Weaknesses (5 metrics)

2567
Share Certificate Concentration (%)
balance_sheet
Value: 61.56%
Peer Avg: -
#2567 of 2596 Bottom 1.2% in <100M tier
2411
Member Growth Rate
growth
Value: -8.85%
Peer Avg: -
#2411 of 2596 Bottom 7.2% in <100M tier
2346
Net Interest Margin (NIM)
profitability
Value: 2.64%
Peer Avg: -
#2346 of 2596 Bottom 9.7% in <100M tier
2192
Fee Income Per Member
profitability
Value: $6.05
Peer Avg: -
#2192 of 2596 Bottom 15.6% in <100M tier
2094
Members Per Employee (MPE)
engagement
Value: 221.500
Peer Avg: -
#2094 of 2596 Bottom 19.4% in <100M tier
Link copied to clipboard!