BlastPoint's Credit Union Scorecard
METRO PLUS
Charter #63058 · KY
METRO PLUS demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.35% above tier average
- + Net Interest Margin 0.20% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,711
+0.1% YoY+0.2% QoQ
|
+2.1K |
2,615
-1.9% YoY
|
18,352
+6.1% YoY
|
33,374
+5.7% YoY
|
84% |
| Assets |
$48.4M
+0.1% YoY-2.7% QoQ
|
+$18.3M |
$30.1M
+2.1% YoY
|
$297.6M
+11.0% YoY
|
$561.6M
+9.7% YoY
|
76% |
| Loans |
$22.1M
-1.8% YoY+3.6% QoQ
|
+$6.4M |
$15.8M
-1.3% YoY
|
$214.0M
+12.0% YoY
|
$397.0M
+8.8% YoY
|
73% |
| Deposits |
$42.4M
+1.7% YoY-1.2% QoQ
|
+$16.7M |
$25.7M
+1.4% YoY
|
$249.6M
+10.9% YoY
|
$477.3M
+9.7% YoY
|
77% |
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| ROA |
1.0%
-26.3% YoY-10.5% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.3%
-193.7% YoY
|
0.7%
+15.9% YoY
|
64% |
| NIM |
4.1%
+1.0% YoY+1.0% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.7%
-0.4% YoY
|
3.8%
+5.1% YoY
|
61% |
| Efficiency Ratio |
81.7%
+8.7% YoY+2.8% QoQ
|
-0.8% |
82.6%
-2.3% YoY
|
85.5%
-17.8% YoY
|
79.7%
-3.3% YoY
|
55% |
| Delinquency Rate |
0.2%
+0.5% YoY-38.1% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
1.1%
-5.8% YoY
|
1.3%
-2.1% YoY
|
26% |
| Loan To Share |
52.2%
-3.4% YoY+4.9% QoQ
|
-8.4% |
60.6%
-3.1% YoY
|
65.9%
-3.9% YoY
|
67.4%
-1.7% YoY
|
36% |
| AMR |
$13,686
+0.3% YoY+0.2% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$17,204
+6.4% YoY
|
$19,687
+2.0% YoY
|
49% |
| CD Concentration |
14.6%
-13.9% YoY-3.0% QoQ
|
-9.8% | 24.4% | 22.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)