BlastPoint's Credit Union Scorecard
POST OFFICE EMPLOYEES'
Charter #63069 · LA
POST OFFICE EMPLOYEES' demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.57% above tier average
- + Net Interest Margin 0.10% above tier average
- + Fee Income Per Member: Top 4.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,315
-0.5% YoY+0.8% QoQ
|
+1.7K |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
81% |
| Assets |
$53.1M
+5.9% YoY-0.9% QoQ
|
+$22.9M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
79% |
| Loans |
$31.2M
+4.5% YoY-0.6% QoQ
|
+$15.5M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
83% |
| Deposits |
$45.8M
+5.4% YoY-1.1% QoQ
|
+$20.1M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
79% |
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| ROA |
1.2%
+136.7% YoY-25.5% QoQ
|
+0.6% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
74% |
| NIM |
4.0%
-3.4% YoY-4.0% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
56% |
| Efficiency Ratio |
76.4%
-12.3% YoY+6.0% QoQ
|
-6.2% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
41% |
| Delinquency Rate |
0.3%
-83.4% YoY+45.3% QoQ
|
-1.2 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
32% |
| Loan To Share |
68.2%
-0.9% YoY+0.5% QoQ
|
+7.6% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
61% |
| AMR |
$17,849
+5.6% YoY-1.7% QoQ
|
+$3K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
70% |
| CD Concentration |
7.0%
+8.4% YoY-3.1% QoQ
|
-17.4% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)