BlastPoint's Credit Union Scorecard

HUTCHINSON GOVERNMENT EMPLOYEES

Charter #63090 · KS

<100M
2508 CUs in <100M nationally 43 in KS

HUTCHINSON GOVERNMENT EMPLOYEES has 1 strength but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + AMR Growth Rate: Top 9.5% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.28% below tier average
  • - Efficiency ratio 12.13% above tier (higher cost structure)
  • - Delinquency rate 0.74% above tier average
  • - Member decline: -7.8% YoY
  • - Member Growth Rate: Bottom 9.0% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 1,985
-7.8% YoY-1.6% QoQ
-691 2,676
+1.6% YoY
12,306
-36.1% YoY
33,913
+5.7% YoY
51%
Assets $21.0M
+2.7% YoY+1.9% QoQ
$-9.2M $30.2M
+1.3% YoY
$170.3M
-37.4% YoY
$578.3M
+9.0% YoY
49%
Loans $9.3M
-2.2% YoY-2.6% QoQ
$-6.0M $15.3M
-2.0% YoY
$121.5M
-36.6% YoY
$402.4M
+8.7% YoY
50%
Deposits $18.3M
+3.5% YoY+2.5% QoQ
$-7.5M $25.8M
+0.7% YoY
$144.0M
-38.1% YoY
$494.3M
+9.1% YoY
50%

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ROA -0.1%
-137.0% YoY-143.4% QoQ
-0.3% 0.1%
-77.6% YoY
0.6%
+30.6% YoY
0.4%
-39.2% YoY
19%
NIM 3.5%
-23.1% YoY-15.2% QoQ
-0.5% 4.0%
+4.0% YoY
4.0%
+4.6% YoY
3.8%
+4.1% YoY
36%
Efficiency Ratio 102.8%
+9.6% YoY+9.6% QoQ
+12.1% 90.6%
+6.5% YoY
78.0%
-2.8% YoY
84.6%
+2.8% YoY
Bottom 13.8% in tier
Delinquency Rate 2.2%
-24.6% YoY-16.2% QoQ
+0.7 1.5%
+3.8% YoY
1.3%
+3.6% YoY
1.2%
+3.4% YoY
83%
Loan To Share 50.9%
-5.5% YoY-4.9% QoQ
-7.6% 58.5%
-3.0% YoY
69.9%
-0.4% YoY
65.6%
-1.4% YoY
38%
AMR $13,902
+10.0% YoY+2.4% QoQ
$-982 $14,884
-1.7% YoY
$16,649
+0.9% YoY
$19,920
+1.6% YoY
50%
CD Concentration 16.0%
+34.3% YoY+3.6% QoQ
-8.3% 24.3% 24.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
240
AMR Growth Rate
growth
Value: 10.04%
Peer Median: 1.27%
#240 of 2508 Top 9.5% in <100M tier
371
Fee Income Per Member
profitability
Value: $137.73
Peer Median: $60.42
#371 of 2508 Top 14.8% in <100M tier

Top Weaknesses (5 metrics)

2283
Member Growth Rate
growth
Value: -7.76%
Peer Median: -1.37%
#2283 of 2508 Bottom 9.0% in <100M tier
2164
Efficiency Ratio
profitability
Value: 102.76%
Peer Median: 81.45%
#2164 of 2508 Bottom 13.8% in <100M tier
2086
Total Delinquency Rate (60+ days)
risk
Value: 2.24%
Peer Median: 0.65%
#2086 of 2508 Bottom 16.9% in <100M tier
2042
Return on Assets (ROA)
profitability
Value: -0.13%
Peer Median: 0.61%
#2042 of 2508 Bottom 18.6% in <100M tier
1993
Net Charge-Off Rate
risk
Value: 0.67%
Peer Median: 0.07%
#1993 of 2508 Bottom 20.6% in <100M tier
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