BlastPoint's Credit Union Scorecard
PIPEFITTERS-STEAMFITTERS
Charter #63157 · MN
PIPEFITTERS-STEAMFITTERS has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.02% above tier average
- + Net Interest Margin 1.17% above tier average
- + Member Growth Rate: Top 7.6% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 8.6% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,722
+4.5% YoY+1.4% QoQ
|
+1.1K |
2,625
-2.2% YoY
|
26,738
+5.8% YoY
|
33,089
+6.1% YoY
|
76% |
| Assets |
$49.4M
-4.7% YoY-2.9% QoQ
|
+$19.6M |
$29.9M
+1.1% YoY
|
$521.2M
+7.2% YoY
|
$547.7M
+7.8% YoY
|
77% |
| Loans |
$27.6M
+1.0% YoY+0.1% QoQ
|
+$11.9M |
$15.8M
-2.4% YoY
|
$373.7M
+9.3% YoY
|
$388.7M
+8.6% YoY
|
79% |
| Deposits |
$42.3M
-7.4% YoY-4.1% QoQ
|
+$16.8M |
$25.5M
+0.4% YoY
|
$429.0M
+9.5% YoY
|
$464.6M
+9.3% YoY
|
77% |
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| ROA |
1.7%
+100.8% YoY+13.8% QoQ
|
+1.0% |
0.7%
-731.4% YoY
|
1.4%
-35.4% YoY
|
0.7%
+273.4% YoY
|
Top 14.4% in tier |
| NIM |
5.1%
+14.9% YoY+4.1% QoQ
|
+1.2% |
3.9%
+3.8% YoY
|
3.7%
+9.1% YoY
|
3.7%
+5.0% YoY
|
Top 12.5% in tier |
| Efficiency Ratio |
64.8%
-6.5% YoY-0.1% QoQ
|
-16.6% |
81.4%
-2.4% YoY
|
74.2%
-2.5% YoY
|
79.1%
-3.3% YoY
|
21% |
| Delinquency Rate |
0.9%
+46.9% YoY-19.4% QoQ
|
-0.6 |
1.5%
-2.0% YoY
|
0.9%
+10.7% YoY
|
1.2%
-0.9% YoY
|
58% |
| Loan To Share |
65.3%
+9.2% YoY+4.4% QoQ
|
+4.1% |
61.2%
-3.0% YoY
|
77.1%
-1.5% YoY
|
68.0%
-1.7% YoY
|
55% |
| AMR |
$18,787
-8.4% YoY-3.8% QoQ
|
+$4K |
$14,627
-2.7% YoY
|
$23,275
+3.9% YoY
|
$19,418
+1.3% YoY
|
74% |
| CD Concentration |
6.3%
-41.6% YoY-17.8% QoQ
|
-18.1% |
24.4%
+4.2% YoY
|
22.0%
+1.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
12.2%
-2.0% YoY-2.0% QoQ
|
-1.8% |
14.0%
-5.7% YoY
|
6.6%
-8.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)