BlastPoint's Credit Union Scorecard
RELIANCE
Charter #63169 · KS
RELIANCE has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.45% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -3.2% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -3.6% year over year ($20.9M in shares and deposits).
- Membership: 1,810 members, -3.2% vs a year ago.
- Delinquency rate 0.30%.
- Return on assets 1.49%.
- Efficiency ratio 70.08% vs a 88.77% peer average.
- Loan-to-share ratio 63.63% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,810
-3.2% YoY-0.3% QoQ
|
-775 |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$25.1M
-1.7% YoY-2.1% QoQ
|
$-5.2M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
54% |
| Loans |
$13.3M
+7.6% YoY+0.0% QoQ
|
$-2.2M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
59% |
| Deposits |
$20.9M
-3.6% YoY-2.6% QoQ
|
$-4.9M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
53% |
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| ROA |
1.5%
+32.6% YoY+11.1% QoQ
|
+0.0% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
79% |
| NIM |
4.4%
+22.1% YoY+5.2% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
70.1%
-4.4% YoY-2.4% QoQ
|
-18.7% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
26% |
| Delinquency Rate |
0.3%
+395.1% YoY+264.3% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
32% |
| Loan To Share |
63.6%
+11.6% YoY+2.7% QoQ
|
+4.7% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
57% |
| AMR |
$18,899
+3.8% YoY-1.3% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
73% |
| CD Concentration |
6.6%
-3.6% YoY-2.2% QoQ
|
-17.9% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)