BlastPoint's Credit Union Scorecard
RELIANCE
Charter #63169 · KS
RELIANCE has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.19% above tier average
- + Net Interest Margin 0.13% above tier average
- + Loan Growth Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.8% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,816
-3.8% YoY-0.3% QoQ
|
-860 |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
48% |
| Assets |
$25.7M
-1.9% YoY+0.2% QoQ
|
$-4.5M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
55% |
| Loans |
$13.3M
+10.5% YoY-1.8% QoQ
|
$-2.0M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
59% |
| Deposits |
$21.5M
-3.9% YoY-0.6% QoQ
|
$-4.3M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
54% |
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| ROA |
1.3%
+63.7% YoY+3.3% QoQ
|
+1.2% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
81% |
| NIM |
4.1%
+21.4% YoY+6.9% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
64% |
| Efficiency Ratio |
71.8%
-9.6% YoY+0.7% QoQ
|
-18.8% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
28% |
| Delinquency Rate |
0.1%
+39.1% YoY-70.0% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
21% |
| Loan To Share |
61.9%
+15.0% YoY-1.2% QoQ
|
+3.4% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
55% |
| AMR |
$19,144
+5.1% YoY-0.7% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
74% |
| CD Concentration |
6.8%
-14.6% YoY+1.3% QoQ
|
-17.5% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)