BlastPoint's Credit Union Scorecard

RIMROCK

Charter #63183 · MT

<100M
2437 CUs in <100M nationally 24 in MT

RIMROCK has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 5.8% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.19% below tier average
  • - Member decline: -3.4% YoY

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 24 that size in Montana.
  • Shares and deposits +5.5% year over year ($53.8M in shares and deposits).
  • Membership: 3,252 members, -3.4% vs a year ago.
  • Delinquency rate 0.15%.
  • Return on assets 1.31%.
  • Efficiency ratio 63.69% vs a 88.77% peer average.
  • Loan-to-share ratio 30.86% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (MT) National Avg Tier Percentile
Members 3,252
-3.4% YoY0% QoQ
+666 2,585
-1.7% YoY
10,566
-1.9% YoY
34,678
+6.6% YoY
71%
Assets $64.0M
+6.2% YoY+0.7% QoQ
+$33.7M $30.3M
+1.5% YoY
$194.5M
+2.8% YoY
$593.1M
+10.2% YoY
85%
Loans $16.6M
+0.6% YoY-0.2% QoQ
+$1.2M $15.5M
-1.7% YoY
$131.1M
+3.2% YoY
$418.6M
+10.1% YoY
65%
Deposits $53.8M
+5.5% YoY+0.3% QoQ
+$28.0M $25.8M
+1.1% YoY
$167.3M
+2.4% YoY
$504.8M
+10.3% YoY
84%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.3%
-8.8% YoY-6.6% QoQ
-0.2% 1.5%
+241.5% YoY
0.9%
+32.5% YoY
1.2%
+121.4% YoY
73%
NIM 3.5%
-2.1% YoY+2.1% QoQ
-0.4% 3.9%
+0.9% YoY
3.7%
-0.1% YoY
3.8%
+2.3% YoY
35%
Efficiency Ratio 63.7%
+0.5% YoY+1.4% QoQ
-25.1% 88.8%
-6.9% YoY
77.6%
+2.2% YoY
83.0%
-5.3% YoY
16%
Delinquency Rate 0.1%
+38.2% YoY+97.6% QoQ
-1.4 1.5%
+2.1% YoY
0.8%
+6.4% YoY
1.3%
+2.6% YoY
23%
Loan To Share 30.9%
-4.6% YoY-0.4% QoQ
-28.0% 58.9%
-3.1% YoY
65.5%
-4.7% YoY
66.4%
-1.4% YoY
Bottom 11.8% in tier
AMR $21,661
+8.0% YoY+0.2% QoQ
+$7K $14,963
-6.8% YoY
$22,069
+4.9% YoY
$20,028
-0.9% YoY
83%
CD Concentration 24.1%
+8.6% YoY+1.2% QoQ
-0.5% 24.6% 18.0% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.7% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (10 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
143
Members Per Employee (MPE)
engagement
Value: 650.400
Peer Median: 328.333
#143 of 2437 Top 5.8% in <100M tier
354
AMR Growth Rate
growth
Value: 7.97%
Peer Median: 1.04%
#354 of 2437 Top 14.5% in <100M tier
371
Total Assets
balance_sheet
Value: $63.96M
Peer Median: $21.91M
#371 of 2437 Top 15.2% in <100M tier
389
Efficiency Ratio
profitability
Value: 63.69%
Peer Median: 80.65%
#389 of 2437 Top 15.9% in <100M tier
390
Total Deposits
balance_sheet
Value: $53.83M
Peer Median: $18.69M
#390 of 2437 Top 16.0% in <100M tier
412
Average Member Relationship (AMR)
engagement
Value: $21,661
Peer Median: $13,967
#412 of 2437 Top 16.9% in <100M tier
459
Asset Growth Rate
growth
Value: 6.22%
Peer Median: 1.25%
#459 of 2437 Top 18.8% in <100M tier
547
Deposit Growth Rate
growth
Value: 5.45%
Peer Median: 0.92%
#547 of 2437 Top 22.4% in <100M tier
561
Total Delinquency Rate (60+ days)
risk
Value: 0.15%
Peer Median: 0.70%
#561 of 2437 Top 23.0% in <100M tier

Top Weaknesses (2 metrics)

2148
Loan-to-Share Ratio
balance_sheet
Value: 30.86%
Peer Median: 58.67%
#2148 of 2437 Bottom 11.9% in <100M tier
1898
Net Charge-Off Rate
risk
Value: 0.65%
Peer Median: 0.18%
#1898 of 2437 Bottom 22.2% in <100M tier
Link copied to clipboard!