BlastPoint's Credit Union Scorecard
1ST KANSAS
Charter #63217 · KS
1ST KANSAS has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.01% below tier average
- - Member decline: -3.9% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,122
-3.9% YoY-0.9% QoQ
|
-1.5K |
2,615
-1.9% YoY
|
12,209
-35.0% YoY
|
33,374
+5.7% YoY
|
31% |
| Assets |
$11.8M
+7.2% YoY+2.6% QoQ
|
$-18.3M |
$30.1M
+2.1% YoY
|
$164.3M
-37.3% YoY
|
$561.6M
+9.7% YoY
|
36% |
| Loans |
$5.1M
-6.0% YoY+0.5% QoQ
|
$-10.7M |
$15.8M
-1.3% YoY
|
$120.8M
-36.2% YoY
|
$397.0M
+8.8% YoY
|
34% |
| Deposits |
$9.4M
+8.4% YoY+3.3% QoQ
|
$-16.2M |
$25.7M
+1.4% YoY
|
$139.5M
-36.6% YoY
|
$477.3M
+9.7% YoY
|
35% |
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| ROA |
0.6%
+48.5% YoY-36.3% QoQ
|
-0.0% |
0.6%
+10.8% YoY
|
0.6%
+32.6% YoY
|
0.7%
+15.9% YoY
|
46% |
| NIM |
2.8%
+5.6% YoY-8.0% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
4.0%
+7.1% YoY
|
3.8%
+5.1% YoY
|
Bottom 13.9% in tier |
| Efficiency Ratio |
81.5%
-9.5% YoY+11.7% QoQ
|
-1.1% |
82.6%
-2.3% YoY
|
78.8%
-6.8% YoY
|
79.7%
-3.3% YoY
|
54% |
| Delinquency Rate |
0.7%
-7.0% YoY+2055.0% QoQ
|
-0.9 |
1.6%
-3.1% YoY
|
1.5%
-6.0% YoY
|
1.3%
-2.1% YoY
|
48% |
| Loan To Share |
53.8%
-13.3% YoY-2.8% QoQ
|
-6.8% |
60.6%
-3.1% YoY
|
71.6%
-2.2% YoY
|
67.4%
-1.7% YoY
|
39% |
| AMR |
$12,948
+7.0% YoY+3.2% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$16,403
+0.2% YoY
|
$19,687
+2.0% YoY
|
45% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 24.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)