BlastPoint's Credit Union Scorecard

1ST KANSAS

Charter #63217 · KS

<100M
2508 CUs in <100M nationally 43 in KS

1ST KANSAS has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.32% above tier average
  • + Deposit Growth Rate: Top 8.5% in tier
  • + AMR Growth Rate: Top 9.3% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -4.5% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (KS) National Avg Tier Percentile
Members 1,091
-4.5% YoY-2.8% QoQ
-1.6K 2,676
+1.6% YoY
12,306
-36.1% YoY
33,913
+5.7% YoY
31%
Assets $12.2M
+8.3% YoY+3.3% QoQ
$-18.0M $30.2M
+1.3% YoY
$170.3M
-37.4% YoY
$578.3M
+9.0% YoY
36%
Loans $5.1M
-3.0% YoY-0.0% QoQ
$-10.2M $15.3M
-2.0% YoY
$121.5M
-36.6% YoY
$402.4M
+8.7% YoY
35%
Deposits $9.8M
+9.9% YoY+4.0% QoQ
$-16.0M $25.8M
+0.7% YoY
$144.0M
-38.1% YoY
$494.3M
+9.1% YoY
36%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.5%
-54.1% YoY-23.7% QoQ
+0.3% 0.1%
-77.6% YoY
0.6%
+30.6% YoY
0.4%
-39.2% YoY
43%
NIM 2.8%
-12.1% YoY+1.1% QoQ
-1.2% 4.0%
+4.0% YoY
4.0%
+4.6% YoY
3.8%
+4.1% YoY
Bottom 14.0% in tier
Efficiency Ratio 86.3%
+18.2% YoY+5.9% QoQ
-4.4% 90.6%
+6.5% YoY
78.0%
-2.8% YoY
84.6%
+2.8% YoY
61%
Delinquency Rate 0.7%
-10.8% YoY+11.5% QoQ
-0.8 1.5%
+3.8% YoY
1.3%
+3.6% YoY
1.2%
+3.4% YoY
54%
Loan To Share 51.7%
-11.8% YoY-3.9% QoQ
-6.8% 58.5%
-3.0% YoY
69.9%
-0.4% YoY
65.6%
-1.4% YoY
39%
AMR $13,664
+10.1% YoY+5.5% QoQ
$-1K $14,884
-1.7% YoY
$16,649
+0.9% YoY
$19,920
+1.6% YoY
49%
CD Concentration 0.0% -24.3% 24.3% 24.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 12.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
215
Deposit Growth Rate
growth
Value: 9.90%
Peer Median: 0.66%
#215 of 2508 Top 8.5% in <100M tier
235
AMR Growth Rate
growth
Value: 10.13%
Peer Median: 1.27%
#235 of 2508 Top 9.3% in <100M tier
265
Asset Growth Rate
growth
Value: 8.35%
Peer Median: 1.30%
#265 of 2508 Top 10.5% in <100M tier
505
Net Charge-Off Rate
risk
Value: -0.00%
Peer Median: 0.07%
#505 of 2508 Top 20.1% in <100M tier
588
Net Worth Ratio
risk
Value: 19.58%
Peer Median: 14.28%
#588 of 2508 Top 23.4% in <100M tier

Top Weaknesses (2 metrics)

2156
Net Interest Margin (NIM)
profitability
Value: 2.84%
Peer Median: 3.83%
#2156 of 2508 Bottom 14.1% in <100M tier
2023
Member Growth Rate
growth
Value: -4.55%
Peer Median: -1.37%
#2023 of 2508 Bottom 19.4% in <100M tier
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