BlastPoint's Credit Union Scorecard
MOWER COUNTY CATHOLIC PARISHES
Charter #63258 · MN
MOWER COUNTY CATHOLIC PARISHES has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.94% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 1.25% below tier average
- - Delinquency rate 1.25% above tier average
- - Net Charge-Off Rate: Bottom 3.6% in tier
- - Share Certificate Concentration (%): Bottom 8.1% in tier
- - Asset Growth Rate: Bottom 9.1% in tier
- - Deposit Growth Rate: Bottom 9.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,008
+1.0% YoY+0.3% QoQ
|
-1.6K |
2,625
-2.2% YoY
|
26,738
+5.8% YoY
|
33,089
+6.1% YoY
|
28% |
| Assets |
$6.7M
-7.2% YoY-1.4% QoQ
|
$-23.1M |
$29.9M
+1.1% YoY
|
$521.2M
+7.2% YoY
|
$547.7M
+7.8% YoY
|
25% |
| Loans |
$4.7M
-6.2% YoY-0.4% QoQ
|
$-11.1M |
$15.8M
-2.4% YoY
|
$373.7M
+9.3% YoY
|
$388.7M
+8.6% YoY
|
32% |
| Deposits |
$5.5M
-8.5% YoY-1.3% QoQ
|
$-20.0M |
$25.5M
+0.4% YoY
|
$429.0M
+9.5% YoY
|
$464.6M
+9.3% YoY
|
25% |
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| ROA |
-0.6%
-133.8% YoY+451.2% QoQ
|
-1.3% |
0.7%
-731.4% YoY
|
1.4%
-35.4% YoY
|
0.7%
+273.4% YoY
|
Bottom 8.2% in tier |
| NIM |
4.9%
+11.2% YoY+0.7% QoQ
|
+0.9% |
3.9%
+3.8% YoY
|
3.7%
+9.1% YoY
|
3.7%
+5.0% YoY
|
83% |
| Efficiency Ratio |
68.0%
+10.3% YoY+10.7% QoQ
|
-13.4% |
81.4%
-2.4% YoY
|
74.2%
-2.5% YoY
|
79.1%
-3.3% YoY
|
27% |
| Delinquency Rate |
2.8%
-24.2% YoY-34.6% QoQ
|
+1.2 |
1.5%
-2.0% YoY
|
0.9%
+10.7% YoY
|
1.2%
-0.9% YoY
|
Top 13.5% in tier |
| Loan To Share |
84.9%
+2.5% YoY+0.9% QoQ
|
+23.7% |
61.2%
-3.0% YoY
|
77.1%
-1.5% YoY
|
68.0%
-1.7% YoY
|
83% |
| AMR |
$10,072
-8.4% YoY-1.2% QoQ
|
$-5K |
$14,627
-2.7% YoY
|
$23,275
+3.9% YoY
|
$19,418
+1.3% YoY
|
29% |
| CD Concentration |
39.0%
+25.1% YoY+10.7% QoQ
|
+14.6% |
24.4%
+4.2% YoY
|
22.0%
+1.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
6.6%
-8.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)