BlastPoint's Credit Union Scorecard
MULTI-STATES
Charter #63306 · MO
MULTI-STATES demonstrates 6 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.67% above tier average
- + Total Members: Top 0.2% in tier
- + Total Loans: Top 0.3% in tier
- + Total Deposits: Top 3.8% in tier
- + Total Assets: Top 4.1% in tier
- + Members Per Employee (MPE): Top 5.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
14,968
+1.6% YoY+0.3% QoQ
|
+12.3K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
Top 0.2% in tier |
| Assets |
$89.2M
+6.3% YoY+4.6% QoQ
|
+$59.0M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
Top 4.2% in tier |
| Loans |
$67.5M
+2.4% YoY+1.7% QoQ
|
+$52.2M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
Top 0.4% in tier |
| Deposits |
$77.4M
+5.5% YoY+4.8% QoQ
|
+$51.6M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
Top 3.9% in tier |
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| ROA |
0.8%
-54.0% YoY-43.7% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
3.9%
-6.5% YoY-7.2% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
85.8%
+29.8% YoY+22.4% QoQ
|
-4.8% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
60% |
| Delinquency Rate |
0.1%
-46.8% YoY-77.8% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
22% |
| Loan To Share |
87.2%
-2.9% YoY-3.0% QoQ
|
+28.7% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
Top 10.2% in tier |
| AMR |
$9,681
+2.5% YoY+3.0% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
27% |
| CD Concentration |
14.0%
+50.6% YoY+4.0% QoQ
|
-10.3% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)