BlastPoint's Credit Union Scorecard
KANSAS CITY
Charter #63388 · MO
KANSAS CITY has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.12% above tier average
- + Fee Income Per Member: Top 4.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.97% below tier average
- - Efficiency ratio 7.43% above tier (higher cost structure)
- - Delinquency rate 1.02% above tier average
- - First Mortgage Concentration (%): Bottom 5.3% in tier
- - Net Worth Ratio: Bottom 7.4% in tier
- - Indirect Auto Concentration (%): Bottom 9.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 58 that size in Missouri.
- Shares and deposits -0.9% year over year ($41.7M in shares and deposits).
- Membership: 5,109 members, -1.8% vs a year ago.
- Delinquency rate 2.57%.
- Return on assets 0.53%.
- Efficiency ratio 96.19% vs a 88.77% peer average.
- Loan-to-share ratio 76.99% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,109
-1.8% YoY+1.1% QoQ
|
+2.5K |
2,585
-1.7% YoY
|
15,766
-0.3% YoY
|
34,678
+6.6% YoY
|
Top 12.7% in tier |
| Assets |
$46.4M
+0.6% YoY-2.7% QoQ
|
+$16.1M |
$30.3M
+1.5% YoY
|
$225.8M
+8.3% YoY
|
$593.1M
+10.2% YoY
|
75% |
| Loans |
$32.1M
-11.4% YoY-2.9% QoQ
|
+$16.6M |
$15.5M
-1.7% YoY
|
$157.5M
+9.5% YoY
|
$418.6M
+10.1% YoY
|
85% |
| Deposits |
$41.7M
-0.9% YoY-3.7% QoQ
|
+$15.9M |
$25.8M
+1.1% YoY
|
$197.6M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
76% |
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| ROA |
0.5%
-76.3% YoY-38.1% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
1.4%
+222.5% YoY
|
1.2%
+121.4% YoY
|
33% |
| NIM |
4.0%
-4.4% YoY+2.4% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.8%
+0.7% YoY
|
3.8%
+2.3% YoY
|
58% |
| Efficiency Ratio |
96.2%
+34.3% YoY-2.0% QoQ
|
+7.4% |
88.8%
-6.9% YoY
|
83.2%
+2.3% YoY
|
83.0%
-5.3% YoY
|
83% |
| Delinquency Rate |
2.6%
-53.1% YoY+12.7% QoQ
|
+1.0 |
1.5%
+2.1% YoY
|
1.1%
-8.7% YoY
|
1.3%
+2.6% YoY
|
84% |
| Loan To Share |
77.0%
-10.6% YoY+0.8% QoQ
|
+18.1% |
58.9%
-3.1% YoY
|
69.6%
-2.9% YoY
|
66.4%
-1.4% YoY
|
77% |
| AMR |
$14,439
-4.0% YoY-4.4% QoQ
|
$-524 |
$14,963
-6.8% YoY
|
$17,444
+4.9% YoY
|
$20,028
-0.9% YoY
|
52% |
| CD Concentration |
11.4%
+15.0% YoY-13.5% QoQ
|
-13.2% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % |
8.9%
+149.4% YoY+177.7% QoQ
|
-4.7% | 13.6% | 9.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)