BlastPoint's Credit Union Scorecard
KANSAS CITY
Charter #63388 · MO
KANSAS CITY has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.71% above tier average
- + Fee Income Per Member: Top 4.7% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 7.54% above tier (higher cost structure)
- - Delinquency rate 0.78% above tier average
- - Member decline: -3.9% YoY
- - First Mortgage Concentration (%): Bottom 4.0% in tier
- - Net Worth Ratio: Bottom 6.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,051
-3.9% YoY-0.7% QoQ
|
+2.4K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
Top 12.9% in tier |
| Assets |
$47.7M
+3.5% YoY+2.3% QoQ
|
+$17.5M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
76% |
| Loans |
$33.0M
-12.1% YoY-0.9% QoQ
|
+$17.8M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
Top 14.3% in tier |
| Deposits |
$43.3M
+2.5% YoY+2.1% QoQ
|
+$17.5M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
77% |
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| ROA |
0.9%
-1706.8% YoY-34.7% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
62% |
| NIM |
3.9%
+4.5% YoY-7.4% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
98.2%
-2.4% YoY+32.0% QoQ
|
+7.5% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
82% |
| Delinquency Rate |
2.3%
-65.7% YoY-32.3% QoQ
|
+0.8 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
84% |
| Loan To Share |
76.3%
-14.2% YoY-2.9% QoQ
|
+17.8% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
77% |
| AMR |
$15,107
-0.5% YoY+1.5% QoQ
|
+$223 |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
56% |
| CD Concentration |
13.2%
+25.0% YoY-5.2% QoQ
|
-11.1% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % |
3.2%
-22.5% YoY+20.4% QoQ
|
-10.6% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)