BlastPoint's Credit Union Scorecard
DISTRICT ONE HIGHWAY
Charter #63420 · MO
DISTRICT ONE HIGHWAY has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Loan Growth Rate: Top 3.5% in tier
- + Members Per Employee (MPE): Top 5.7% in tier
- + Efficiency Ratio: Top 6.9% in tier
- + AMR Growth Rate: Top 8.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.29% below tier average
- - Member decline: -7.2% YoY
- - Net Interest Margin (NIM): Bottom 6.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 58 that size in Missouri.
- Shares and deposits -1.1% year over year ($24.6M in shares and deposits).
- Membership: 1,968 members, -7.2% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.20%.
- Efficiency ratio 54.21% vs a 88.77% peer average.
- Loan-to-share ratio 28.92% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,968
-7.2% YoY-4.4% QoQ
|
-617 |
2,585
-1.7% YoY
|
15,766
-0.3% YoY
|
34,678
+6.6% YoY
|
51% |
| Assets |
$30.5M
+0.4% YoY+0.3% QoQ
|
+$178K |
$30.3M
+1.5% YoY
|
$225.8M
+8.3% YoY
|
$593.1M
+10.2% YoY
|
60% |
| Loans |
$7.1M
+19.9% YoY+6.1% QoQ
|
$-8.3M |
$15.5M
-1.7% YoY
|
$157.5M
+9.5% YoY
|
$418.6M
+10.1% YoY
|
43% |
| Deposits |
$24.6M
-1.1% YoY-0.1% QoQ
|
$-1.2M |
$25.8M
+1.1% YoY
|
$197.6M
+8.9% YoY
|
$504.8M
+10.3% YoY
|
58% |
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| ROA |
1.2%
+25.7% YoY+2.2% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.4%
+222.5% YoY
|
1.2%
+121.4% YoY
|
70% |
| NIM |
2.4%
+14.5% YoY+2.2% QoQ
|
-1.5% |
3.9%
+0.9% YoY
|
3.8%
+0.7% YoY
|
3.8%
+2.3% YoY
|
Bottom 6.2% in tier |
| Efficiency Ratio |
54.2%
-4.8% YoY-2.1% QoQ
|
-34.6% |
88.8%
-6.9% YoY
|
83.2%
+2.3% YoY
|
83.0%
-5.3% YoY
|
Top 6.9% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.1%
-8.7% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
28.9%
+21.2% YoY+6.1% QoQ
|
-30.0% |
58.9%
-3.1% YoY
|
69.6%
-2.9% YoY
|
66.4%
-1.4% YoY
|
Bottom 10.3% in tier |
| AMR |
$16,130
+11.0% YoY+5.9% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$17,444
+4.9% YoY
|
$20,028
-0.9% YoY
|
61% |
| CD Concentration |
15.7%
+22.0% YoY+11.5% QoQ
|
-8.9% | 24.6% | 18.3% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)