BlastPoint's Credit Union Scorecard
B&V
Charter #63598 · KS
B&V has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.76% above tier average
- + Members Per Employee (MPE): Top 0.4% in tier
Key Concerns
Areas that may need attention
- - Member decline: -5.6% YoY
- - Net Interest Margin (NIM): Bottom 6.2% in tier
- - Loan Growth Rate: Bottom 9.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,438
-5.6% YoY-0.6% QoQ
|
+1.8K |
2,676
+1.6% YoY
|
12,306
-36.1% YoY
|
33,913
+5.7% YoY
|
83% |
| Assets |
$43.0M
-3.4% YoY+2.7% QoQ
|
+$12.8M |
$30.2M
+1.3% YoY
|
$170.3M
-37.4% YoY
|
$578.3M
+9.0% YoY
|
72% |
| Loans |
$13.3M
-17.2% YoY-8.0% QoQ
|
$-1.9M |
$15.3M
-2.0% YoY
|
$121.5M
-36.6% YoY
|
$402.4M
+8.7% YoY
|
59% |
| Deposits |
$34.8M
-5.4% YoY+2.7% QoQ
|
+$9.1M |
$25.8M
+0.7% YoY
|
$144.0M
-38.1% YoY
|
$494.3M
+9.1% YoY
|
69% |
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| ROA |
1.9%
-1215.7% YoY+209.9% QoQ
|
+1.8% |
0.1%
-77.6% YoY
|
0.6%
+30.6% YoY
|
0.4%
-39.2% YoY
|
Top 7.8% in tier |
| NIM |
2.3%
+49.5% YoY+16.8% QoQ
|
-1.7% |
4.0%
+4.0% YoY
|
4.0%
+4.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 6.1% in tier |
| Efficiency Ratio |
76.6%
-23.8% YoY-12.0% QoQ
|
-14.0% |
90.6%
+6.5% YoY
|
78.0%
-2.8% YoY
|
84.6%
+2.8% YoY
|
38% |
| Delinquency Rate |
1.1%
-5.7% YoY+17.1% QoQ
|
-0.4 |
1.5%
+3.8% YoY
|
1.3%
+3.6% YoY
|
1.2%
+3.4% YoY
|
66% |
| Loan To Share |
38.3%
-12.5% YoY-10.5% QoQ
|
-20.2% |
58.5%
-3.0% YoY
|
69.9%
-0.4% YoY
|
65.6%
-1.4% YoY
|
20% |
| AMR |
$10,855
-3.6% YoY+0.1% QoQ
|
$-4K |
$14,884
-1.7% YoY
|
$16,649
+0.9% YoY
|
$19,920
+1.6% YoY
|
32% |
| CD Concentration |
19.3%
+3.2% YoY+4.0% QoQ
|
-5.0% | 24.3% | 24.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)