BlastPoint's Credit Union Scorecard
B&V
Charter #63598 · KS
B&V has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 0.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.16% below tier average
- - Member decline: -5.2% YoY
- - Net Interest Margin (NIM): Bottom 6.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Kansas.
- Shares and deposits -5.6% year over year ($34.3M in shares and deposits).
- Membership: 4,324 members, -5.2% vs a year ago.
- Delinquency rate 0.84%.
- Return on assets 1.33%.
- Efficiency ratio 73.01% vs a 88.77% peer average.
- Loan-to-share ratio 39.26% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,324
-5.2% YoY-2.6% QoQ
|
+1.7K |
2,585
-1.7% YoY
|
21,725
-5.1% YoY
|
34,678
+6.6% YoY
|
82% |
| Assets |
$42.6M
-3.5% YoY-1.1% QoQ
|
+$12.3M |
$30.3M
+1.5% YoY
|
$314.3M
-2.5% YoY
|
$593.1M
+10.2% YoY
|
71% |
| Loans |
$13.5M
-14.4% YoY+1.0% QoQ
|
$-2.0M |
$15.5M
-1.7% YoY
|
$223.6M
-4.3% YoY
|
$418.6M
+10.1% YoY
|
59% |
| Deposits |
$34.3M
-5.6% YoY-1.5% QoQ
|
+$8.5M |
$25.8M
+1.1% YoY
|
$272.9M
-1.4% YoY
|
$504.8M
+10.3% YoY
|
69% |
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| ROA |
1.3%
-30.1% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.0%
+59.0% YoY
|
1.2%
+121.4% YoY
|
75% |
| NIM |
2.5%
+41.9% YoY+5.5% QoQ
|
-1.4% |
3.9%
+0.9% YoY
|
4.1%
+6.5% YoY
|
3.8%
+2.3% YoY
|
Bottom 6.6% in tier |
| Efficiency Ratio |
73.0%
-22.7% YoY-4.7% QoQ
|
-15.8% |
88.8%
-6.9% YoY
|
76.8%
-1.7% YoY
|
83.0%
-5.3% YoY
|
32% |
| Delinquency Rate |
0.8%
-47.1% YoY-23.5% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.5%
+11.1% YoY
|
1.3%
+2.6% YoY
|
55% |
| Loan To Share |
39.3%
-9.4% YoY+2.5% QoQ
|
-19.6% |
58.9%
-3.1% YoY
|
71.5%
-1.0% YoY
|
66.4%
-1.4% YoY
|
21% |
| AMR |
$11,051
-3.2% YoY+1.8% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$16,832
+1.8% YoY
|
$20,028
-0.9% YoY
|
33% |
| CD Concentration |
19.7%
+10.2% YoY+2.0% QoQ
|
-4.9% | 24.6% | 24.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)