BlastPoint's Credit Union Scorecard
DAKOTA PLAINS
Charter #63613 · ND
DAKOTA PLAINS has 8 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.52% above tier average
- + Net Interest Margin 1.06% above tier average
- + Total Loans: Top 0.1% in tier
- + Loan-to-Member Ratio (LMR): Top 0.7% in tier
- + Average Member Relationship (AMR): Top 1.3% in tier
- + Total Deposits: Top 1.7% in tier
- + Total Assets: Top 1.8% in tier
- + Loan-to-Share Ratio: Top 4.5% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.31% above tier average
- - Member decline: -2.0% YoY
- - Members Per Employee (MPE): Bottom 9.1% in tier
- - Indirect Auto Concentration (%): Bottom 9.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (ND) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,185
-2.0% YoY-1.3% QoQ
|
+1.5K |
2,676
+1.6% YoY
|
7,403
+0.4% YoY
|
33,913
+5.7% YoY
|
81% |
| Assets |
$94.4M
+2.0% YoY-3.6% QoQ
|
+$64.2M |
$30.2M
+1.3% YoY
|
$208.9M
+6.8% YoY
|
$578.3M
+9.0% YoY
|
Top 1.8% in tier |
| Loans |
$78.8M
+2.7% YoY-2.5% QoQ
|
+$63.5M |
$15.3M
-2.0% YoY
|
$139.0M
+4.5% YoY
|
$402.4M
+8.7% YoY
|
Top 0.2% in tier |
| Deposits |
$82.4M
+3.0% YoY-3.9% QoQ
|
+$56.7M |
$25.8M
+0.7% YoY
|
$173.7M
+3.7% YoY
|
$494.3M
+9.1% YoY
|
Top 1.7% in tier |
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| ROA |
0.7%
+82.3% YoY+137.6% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.9%
+42.2% YoY
|
0.4%
-39.2% YoY
|
53% |
| NIM |
5.1%
+16.8% YoY+10.6% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.4%
+5.6% YoY
|
3.8%
+4.1% YoY
|
Top 10.6% in tier |
| Efficiency Ratio |
82.4%
-11.5% YoY-10.3% QoQ
|
-8.2% |
90.6%
+6.5% YoY
|
74.3%
-6.4% YoY
|
84.6%
+2.8% YoY
|
52% |
| Delinquency Rate |
1.8%
+176.7% YoY+33.3% QoQ
|
+0.3 |
1.5%
+3.8% YoY
|
0.8%
-32.8% YoY
|
1.2%
+3.4% YoY
|
79% |
| Loan To Share |
95.6%
-0.3% YoY+1.4% QoQ
|
+37.1% |
58.5%
-3.0% YoY
|
68.7%
-2.0% YoY
|
65.6%
-1.4% YoY
|
Top 4.7% in tier |
| AMR |
$38,523
+5.0% YoY-2.0% QoQ
|
+$24K |
$14,884
-1.7% YoY
|
$32,943
+1.9% YoY
|
$19,920
+1.6% YoY
|
Top 1.4% in tier |
| CD Concentration |
20.9%
-20.5% YoY-12.4% QoQ
|
-3.4% | 24.3% | 22.5% | 19.8% | 50% |
| Indirect Auto % |
7.7%
+6.0% YoY-28.8% QoQ
|
-6.1% | 13.8% | 1.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)