BlastPoint's Credit Union Scorecard
WINSLOW SANTA FE
Charter #63627 · AZ
WINSLOW SANTA FE demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.08% above tier average
- + Net Interest Margin 1.15% above tier average
- + Efficiency Ratio: Top 5.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 12 that size in Arizona.
- Shares and deposits -4.4% year over year ($12.8M in shares and deposits).
- Membership: 1,816 members, +0.4% vs a year ago.
- Delinquency rate 0.31%.
- Return on assets 2.57%.
- Efficiency ratio 51.54% vs a 88.77% peer average.
- Loan-to-share ratio 77.40% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AZ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,816
+0.4% YoY+0.1% QoQ
|
-769 |
2,585
-1.7% YoY
|
62,580
+4.2% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$15.0M
-1.6% YoY-1.3% QoQ
|
$-15.2M |
$30.3M
+1.5% YoY
|
$1.1B
+8.8% YoY
|
$593.1M
+10.2% YoY
|
41% |
| Loans |
$9.9M
-9.0% YoY-4.1% QoQ
|
$-5.5M |
$15.5M
-1.7% YoY
|
$693.0M
+9.0% YoY
|
$418.6M
+10.1% YoY
|
51% |
| Deposits |
$12.8M
-4.4% YoY-2.1% QoQ
|
$-13.0M |
$25.8M
+1.1% YoY
|
$946.4M
+8.0% YoY
|
$504.8M
+10.3% YoY
|
41% |
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| ROA |
2.6%
+27.5% YoY-14.8% QoQ
|
+1.1% |
1.5%
+241.5% YoY
|
0.9%
+15.7% YoY
|
1.2%
+121.4% YoY
|
Top 5.4% in tier |
| NIM |
5.0%
+7.6% YoY+3.0% QoQ
|
+1.1% |
3.9%
+0.9% YoY
|
4.0%
+1.6% YoY
|
3.8%
+2.3% YoY
|
Top 11.2% in tier |
| Efficiency Ratio |
51.5%
-11.3% YoY-1.1% QoQ
|
-37.2% |
88.8%
-6.9% YoY
|
75.7%
-0.5% YoY
|
83.0%
-5.3% YoY
|
Top 5.3% in tier |
| Delinquency Rate |
0.3%
+153.9% YoY+297.6% QoQ
|
-1.2 |
1.5%
+2.1% YoY
|
0.9%
+18.9% YoY
|
1.3%
+2.6% YoY
|
32% |
| Loan To Share |
77.4%
-4.7% YoY-2.1% QoQ
|
+18.5% |
58.9%
-3.1% YoY
|
69.6%
-1.2% YoY
|
66.4%
-1.4% YoY
|
77% |
| AMR |
$12,539
-6.9% YoY-3.1% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$19,787
+3.1% YoY
|
$20,028
-0.9% YoY
|
42% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 17.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 21.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)