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BlastPoint's Credit Union Scorecard

WINSLOW SANTA FE

Charter #63627 · AZ

<100M
2508 CUs in <100M nationally 12 in AZ

WINSLOW SANTA FE demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 2.87% above tier average
  • + Net Interest Margin 0.89% above tier average
  • + Efficiency Ratio: Top 5.7% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AZ) National Avg Tier Percentile
Members 1,814
+1.9% YoY+0.6% QoQ
-862 2,676
+1.6% YoY
61,699
+4.0% YoY
33,913
+5.7% YoY
48%
Assets $15.2M
-1.4% YoY+1.6% QoQ
$-15.0M $30.2M
+1.3% YoY
$1.1B
+9.9% YoY
$578.3M
+9.0% YoY
41%
Loans $10.4M
-5.6% YoY-1.8% QoQ
$-4.9M $15.3M
-2.0% YoY
$678.0M
+10.6% YoY
$402.4M
+8.7% YoY
53%
Deposits $13.1M
-4.3% YoY+0.9% QoQ
$-12.7M $25.8M
+0.7% YoY
$945.2M
+9.4% YoY
$494.3M
+9.1% YoY
42%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 3.0%
+73.3% YoY+45.4% QoQ
+2.9% 0.1%
-77.6% YoY
0.7%
+1.0% YoY
0.4%
-39.2% YoY
Top 2.0% in tier
NIM 4.9%
+11.4% YoY+1.6% QoQ
+0.9% 4.0%
+4.0% YoY
3.9%
+0.5% YoY
3.8%
+4.1% YoY
Top 13.4% in tier
Efficiency Ratio 52.1%
-16.3% YoY-10.6% QoQ
-38.5% 90.6%
+6.5% YoY
76.9%
-1.0% YoY
84.6%
+2.8% YoY
Top 5.7% in tier
Delinquency Rate 0.1%
-83.4% QoQ
-1.4 1.5%
+3.8% YoY
0.8%
+8.3% YoY
1.2%
+3.4% YoY
20%
Loan To Share 79.0%
-1.4% YoY-2.7% QoQ
+20.5% 58.5%
-3.0% YoY
68.3%
-2.8% YoY
65.6%
-1.4% YoY
80%
AMR $12,934
-6.6% YoY-0.9% QoQ
$-2K $14,884
-1.7% YoY
$19,742
+4.3% YoY
$19,920
+1.6% YoY
44%
CD Concentration 0.0% -24.3% 24.3% 17.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 21.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
51
Return on Assets (ROA)
profitability
Value: 3.01%
Peer Median: 0.61%
#51 of 2508 Top 2.0% in <100M tier
143
Efficiency Ratio
profitability
Value: 52.11%
Peer Median: 81.45%
#143 of 2508 Top 5.7% in <100M tier
336
Net Interest Margin (NIM)
profitability
Value: 4.90%
Peer Median: 3.83%
#336 of 2508 Top 13.4% in <100M tier
445
Member Growth Rate
growth
Value: 1.85%
Peer Median: -1.37%
#445 of 2508 Top 17.7% in <100M tier
468
Net Charge-Off Rate
risk
Value: -0.01%
Peer Median: 0.07%
#468 of 2508 Top 18.6% in <100M tier
487
Loan-to-Share Ratio
balance_sheet
Value: 79.03%
Peer Median: 58.72%
#487 of 2508 Top 19.4% in <100M tier
506
Total Delinquency Rate (60+ days)
risk
Value: 0.08%
Peer Median: 0.65%
#506 of 2508 Top 20.1% in <100M tier

Top Weaknesses (2 metrics)

2194
AMR Growth Rate
growth
Value: -6.62%
Peer Median: 1.27%
#2194 of 2508 Bottom 12.6% in <100M tier
1978
Deposit Growth Rate
growth
Value: -4.30%
Peer Median: 0.66%
#1978 of 2508 Bottom 21.2% in <100M tier
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