BlastPoint's Credit Union Scorecard
ATCHISON VILLAGE
Charter #63630 · CA
ATCHISON VILLAGE has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.22% above tier average
- + Net Interest Margin 1.10% above tier average
- + Fee Income Per Member: Top 2.1% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 4.30% above tier average
- - Net Charge-Off Rate: Bottom 4.7% in tier
- - Total Delinquency Rate (60+ days): Bottom 5.0% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,838
+2.5% YoY+0.8% QoQ
|
-777 |
2,615
-1.9% YoY
|
60,320
+5.7% YoY
|
33,374
+5.7% YoY
|
48% |
| Assets |
$13.2M
+5.9% YoY-0.3% QoQ
|
$-17.0M |
$30.1M
+2.1% YoY
|
$1.3B
+6.2% YoY
|
$561.6M
+9.7% YoY
|
38% |
| Loans |
$6.2M
-12.1% YoY+0.6% QoQ
|
$-9.6M |
$15.8M
-1.3% YoY
|
$856.7M
+6.3% YoY
|
$397.0M
+8.8% YoY
|
38% |
| Deposits |
$11.5M
+3.2% YoY+0.4% QoQ
|
$-14.2M |
$25.7M
+1.4% YoY
|
$1.1B
+7.1% YoY
|
$477.3M
+9.7% YoY
|
39% |
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| ROA |
2.8%
+238.5% YoY-35.9% QoQ
|
+2.2% |
0.6%
+10.8% YoY
|
0.5%
+14.3% YoY
|
0.7%
+15.9% YoY
|
Top 2.0% in tier |
| NIM |
5.1%
-14.6% YoY+3.5% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
3.3%
+7.0% YoY
|
3.8%
+5.1% YoY
|
Top 13.4% in tier |
| Efficiency Ratio |
65.1%
-18.0% YoY+9.5% QoQ
|
-17.4% |
82.6%
-2.3% YoY
|
80.7%
-1.8% YoY
|
79.7%
-3.3% YoY
|
18% |
| Delinquency Rate |
5.9%
-16.1% YoY-0.7% QoQ
|
+4.3 |
1.6%
-3.1% YoY
|
0.7%
-40.0% YoY
|
1.3%
-2.1% YoY
|
Bottom 5.0% in tier |
| Loan To Share |
53.8%
-14.9% YoY+0.2% QoQ
|
-6.8% |
60.6%
-3.1% YoY
|
68.6%
-1.3% YoY
|
67.4%
-1.7% YoY
|
39% |
| AMR |
$9,630
-5.1% YoY-0.3% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$28,728
+2.4% YoY
|
$19,687
+2.0% YoY
|
26% |
| CD Concentration |
15.1%
+6.0% YoY-2.8% QoQ
|
-9.3% | 24.4% | 21.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)