BlastPoint's Credit Union Scorecard
ATCHISON VILLAGE
Charter #63630 · CA
ATCHISON VILLAGE has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 1.05% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.15% below tier average
- - Efficiency ratio 22.48% above tier (higher cost structure)
- - Delinquency rate 2.85% above tier average
- - Member decline: -2.9% YoY
- - Total Delinquency Rate (60+ days): Bottom 7.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,740
-2.9% YoY-5.3% QoQ
|
-936 |
2,676
+1.6% YoY
|
57,202
-0.9% YoY
|
33,913
+5.7% YoY
|
46% |
| Assets |
$13.3M
+0.7% YoY+0.8% QoQ
|
$-16.9M |
$30.2M
+1.3% YoY
|
$1.2B
+0.4% YoY
|
$578.3M
+9.0% YoY
|
38% |
| Loans |
$5.9M
-10.9% YoY-5.2% QoQ
|
$-9.4M |
$15.3M
-2.0% YoY
|
$813.8M
+0.1% YoY
|
$402.4M
+8.7% YoY
|
38% |
| Deposits |
$11.7M
+0.9% YoY+1.3% QoQ
|
$-14.1M |
$25.8M
+0.7% YoY
|
$1.0B
+1.2% YoY
|
$494.3M
+9.1% YoY
|
39% |
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| ROA |
-1.0%
-109.4% YoY-135.3% QoQ
|
-1.1% |
0.1%
-77.6% YoY
|
2.1%
+290.7% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.4% in tier |
| NIM |
5.1%
-5.8% YoY+0.2% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
5.0%
+56.5% YoY
|
3.8%
+4.1% YoY
|
Top 10.8% in tier |
| Efficiency Ratio |
113.1%
+214.9% YoY+73.7% QoQ
|
+22.5% |
90.6%
+6.5% YoY
|
81.3%
-2.7% YoY
|
84.6%
+2.8% YoY
|
Bottom 8.2% in tier |
| Delinquency Rate |
4.4%
-15.5% YoY-25.6% QoQ
|
+2.9 |
1.5%
+3.8% YoY
|
0.6%
-45.1% YoY
|
1.2%
+3.4% YoY
|
Bottom 7.0% in tier |
| Loan To Share |
50.4%
-11.6% YoY-6.4% QoQ
|
-8.1% |
58.5%
-3.0% YoY
|
67.3%
-0.6% YoY
|
65.6%
-1.4% YoY
|
37% |
| AMR |
$10,076
-0.5% YoY+4.6% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$28,733
+1.2% YoY
|
$19,920
+1.6% YoY
|
29% |
| CD Concentration |
17.2%
+13.8% YoY+14.1% QoQ
|
-7.1% | 24.3% | 21.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)