BlastPoint's Credit Union Scorecard
ATCHISON VILLAGE
Charter #63630 · CA
ATCHISON VILLAGE has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
- + Net Interest Margin 1.13% above tier average
Key Concerns
Areas that may need attention
- - Efficiency ratio 27.54% above tier (higher cost structure)
- - Delinquency rate 0.46% above tier average
- - Member decline: -2.7% YoY
- - Net Charge-Off Rate: Bottom 1.8% in tier
- - Loan Growth Rate: Bottom 9.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 85 that size in California.
- Shares and deposits +1.3% year over year ($11.7M in shares and deposits).
- Membership: 1,749 members, -2.7% vs a year ago.
- Delinquency rate 2.01%.
- Return on assets 1.93%.
- Efficiency ratio 116.30% vs a 88.77% peer average.
- Loan-to-share ratio 45.93% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,749
-2.7% YoY+0.5% QoQ
|
-836 |
2,585
-1.7% YoY
|
67,400
+7.3% YoY
|
34,678
+6.6% YoY
|
46% |
| Assets |
$13.3M
+0.4% YoY-0.1% QoQ
|
$-17.0M |
$30.3M
+1.5% YoY
|
$1.4B
+10.3% YoY
|
$593.1M
+10.2% YoY
|
38% |
| Loans |
$5.4M
-16.8% YoY-8.3% QoQ
|
$-10.1M |
$15.5M
-1.7% YoY
|
$958.9M
+10.2% YoY
|
$418.6M
+10.1% YoY
|
36% |
| Deposits |
$11.7M
+1.3% YoY+0.6% QoQ
|
$-14.1M |
$25.8M
+1.1% YoY
|
$1.2B
+11.1% YoY
|
$504.8M
+10.3% YoY
|
40% |
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| ROA |
1.9%
-61.1% YoY-292.7% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
2.5%
+328.4% YoY
|
1.2%
+121.4% YoY
|
Top 10.6% in tier |
| NIM |
5.0%
+2.9% YoY-0.7% QoQ
|
+1.1% |
3.9%
+0.9% YoY
|
3.4%
+4.4% YoY
|
3.8%
+2.3% YoY
|
Top 11.4% in tier |
| Efficiency Ratio |
116.3%
+106.7% YoY+2.8% QoQ
|
+27.5% |
88.8%
-6.9% YoY
|
79.7%
-4.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 6.1% in tier |
| Delinquency Rate |
2.0%
-71.4% YoY-53.8% QoQ
|
+0.5 |
1.5%
+2.1% YoY
|
0.7%
-14.3% YoY
|
1.3%
+2.6% YoY
|
79% |
| Loan To Share |
45.9%
-17.9% YoY-8.8% QoQ
|
-13.0% |
58.9%
-3.1% YoY
|
69.0%
+0.5% YoY
|
66.4%
-1.4% YoY
|
30% |
| AMR |
$9,783
-2.6% YoY-2.9% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$29,171
+2.5% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
14.2%
-4.4% YoY-17.5% QoQ
|
-10.3% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)