BlastPoint's Credit Union Scorecard
ATCHISON VILLAGE
Charter #63630 · CA
ATCHISON VILLAGE has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 3.74% above tier average
- + Net Interest Margin 0.95% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Fee Income Per Member: Top 1.2% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 4.39% above tier average
- - Net Charge-Off Rate: Bottom 3.0% in tier
- - Total Delinquency Rate (60+ days): Bottom 4.8% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,824
+2.4% YoY+1.5% QoQ
|
-801 |
2,625
-2.2% YoY
|
59,606
+5.7% YoY
|
33,089
+6.1% YoY
|
47% |
| Assets |
$13.2M
+4.3% YoY+0.1% QoQ
|
$-16.6M |
$29.9M
+1.1% YoY
|
$1.2B
+6.2% YoY
|
$547.7M
+7.8% YoY
|
38% |
| Loans |
$6.2M
-14.9% YoY-4.8% QoQ
|
$-9.6M |
$15.8M
-2.4% YoY
|
$845.5M
+7.1% YoY
|
$388.7M
+8.6% YoY
|
39% |
| Deposits |
$11.5M
+1.0% YoY-1.0% QoQ
|
$-14.0M |
$25.5M
+0.4% YoY
|
$1.0B
+8.8% YoY
|
$464.6M
+9.3% YoY
|
40% |
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| ROA |
4.4%
+252.0% YoY-10.8% QoQ
|
+3.7% |
0.7%
-731.4% YoY
|
0.6%
+30.0% YoY
|
0.7%
+273.4% YoY
|
Top 0.9% in tier |
| NIM |
4.9%
-17.1% YoY-0.2% QoQ
|
+0.9% |
3.9%
+3.8% YoY
|
3.3%
+6.5% YoY
|
3.7%
+5.0% YoY
|
83% |
| Efficiency Ratio |
59.5%
-17.7% YoY+5.7% QoQ
|
-21.9% |
81.4%
-2.4% YoY
|
79.3%
-6.2% YoY
|
79.1%
-3.3% YoY
|
Bottom 13.4% in tier |
| Delinquency Rate |
5.9%
-7.1% YoY-16.0% QoQ
|
+4.4 |
1.5%
-2.0% YoY
|
0.7%
-38.7% YoY
|
1.2%
-0.9% YoY
|
Top 4.8% in tier |
| Loan To Share |
53.7%
-15.7% YoY-3.9% QoQ
|
-7.5% |
61.2%
-3.0% YoY
|
68.8%
-1.5% YoY
|
68.0%
-1.7% YoY
|
38% |
| AMR |
$9,659
-7.4% YoY-3.8% QoQ
|
$-5K |
$14,627
-2.7% YoY
|
$28,514
+2.8% YoY
|
$19,418
+1.3% YoY
|
27% |
| CD Concentration |
15.5%
+1.9% YoY+4.4% QoQ
|
-8.9% |
24.4%
+4.2% YoY
|
21.7%
+4.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
9.5%
-6.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)