BlastPoint's Credit Union Scorecard
CPORT
Charter #63828 · ME
CPORT has 7 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Leader: Top 50.0% in tier
- + Organic Growth Engine: Top 50.0% in tier
- + Total Members: Top 2.1% in tier
- + Total Deposits: Top 5.3% in tier
- + Total Assets: Top 6.1% in tier
- + Total Loans: Top 6.3% in tier
- + Member Growth Rate: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Efficiency Drag: Bottom 50.0% in tier
- - ROA 0.51% below tier average
- - Efficiency ratio 13.97% above tier (higher cost structure)
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 33 that size in Maine.
- Shares and deposits +4.4% year over year ($387M in shares and deposits).
- Membership: 37,973 members, +4.9% vs a year ago.
- Delinquency rate 0.82%.
- Return on assets 0.36%.
- Efficiency ratio 90.71% vs a 76.73% peer average.
- Loan-to-share ratio 76.68% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
37,973
+4.9% YoY+1.6% QoQ
|
+22.8K |
15,168
-2.6% YoY
|
16,125
+1.5% YoY
|
34,678
+6.6% YoY
|
Top 2.1% in tier |
| Assets |
$434.9M
+4.4% YoY-1.0% QoQ
|
+$202.9M |
$232.0M
+0.7% YoY
|
$282.5M
+5.4% YoY
|
$593.1M
+10.2% YoY
|
Top 6.2% in tier |
| Loans |
$296.9M
+4.5% YoY-0.0% QoQ
|
+$150.6M |
$146.3M
+0.2% YoY
|
$195.0M
+5.1% YoY
|
$418.6M
+10.1% YoY
|
Top 6.4% in tier |
| Deposits |
$387.2M
+4.4% YoY-1.1% QoQ
|
+$186.5M |
$200.7M
+0.2% YoY
|
$246.1M
+4.8% YoY
|
$504.8M
+10.3% YoY
|
Top 5.4% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-32.6% YoY+38.5% QoQ
|
-0.5% |
0.9%
+12.5% YoY
|
0.8%
-4.3% YoY
|
1.2%
+121.4% YoY
|
19% |
| NIM |
3.5%
-1.0% YoY+4.1% QoQ
|
-0.2% |
3.7%
+4.5% YoY
|
3.6%
+1.9% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
90.7%
+3.5% YoY-3.8% QoQ
|
+14.0% |
76.7%
-0.8% YoY
|
78.1%
+1.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 10.1% in tier |
| Delinquency Rate |
0.8%
-31.7% YoY-9.0% QoQ
|
-0.1 |
0.9%
+6.6% YoY
|
0.9%
+26.9% YoY
|
1.3%
+2.6% YoY
|
58% |
| Loan To Share |
76.7%
+0.1% YoY+1.1% QoQ
|
+5.1% |
71.5%
-0.3% YoY
|
74.1%
-1.3% YoY
|
66.4%
-1.4% YoY
|
57% |
| AMR |
$18,015
-0.5% YoY-2.2% QoQ
|
$-7K |
$25,107
+3.2% YoY
|
$26,047
+3.5% YoY
|
$20,028
-0.9% YoY
|
20% |
| CD Concentration |
16.7%
-2.5% YoY-0.1% QoQ
|
-7.8% | 24.6% | 25.5% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 16.8% | 7.7% | 50% |
Signature Analysis
Strengths (2)
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Concerns (1)
Efficiency Drag
riskHigh efficiency ratio (>80%) indicates elevated operating costs relative to revenue. Margin improvement opportunities may exist.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)