BlastPoint's Credit Union Scorecard
GLATCO
Charter #63943 · PA
GLATCO has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.05% above tier average
- + Efficiency Ratio: Top 7.8% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 6.2% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,017
-1.2% YoY+0.3% QoQ
|
+401 |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
68% |
| Assets |
$51.8M
+2.9% YoY+0.4% QoQ
|
+$21.6M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
78% |
| Loans |
$10.0M
-4.9% YoY-3.9% QoQ
|
$-5.7M |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
51% |
| Deposits |
$43.4M
+1.4% YoY-0.0% QoQ
|
+$17.7M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
77% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.7%
+26.1% YoY-6.8% QoQ
|
+1.1% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
Top 11.9% in tier |
| NIM |
3.6%
+8.6% YoY+0.6% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
38% |
| Efficiency Ratio |
55.7%
-3.5% YoY+3.4% QoQ
|
-26.8% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
Top 7.8% in tier |
| Delinquency Rate |
1.4%
-32.1% YoY+158.5% QoQ
|
-0.1 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
70% |
| Loan To Share |
23.1%
-6.2% YoY-3.9% QoQ
|
-37.5% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
Bottom 6.1% in tier |
| AMR |
$17,706
+1.4% YoY-1.0% QoQ
|
+$3K |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
69% |
| CD Concentration |
6.9%
+53.8% YoY+2.2% QoQ
|
-17.5% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)