BlastPoint's Credit Union Scorecard
MINNESOTA CATHOLIC
Charter #63977 · MN
MINNESOTA CATHOLIC has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.93% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.55% below tier average
- - Indirect Auto Concentration (%): Bottom 6.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Minnesota.
- Shares and deposits -2.6% year over year ($33.8M in shares and deposits).
- Membership: 3,047 members, -0.0% vs a year ago.
- Delinquency rate 0.43%.
- Return on assets 0.94%.
- Efficiency ratio 81.51% vs a 88.77% peer average.
- Loan-to-share ratio 72.78% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,047
-0.0% YoY-0.5% QoQ
|
+461 |
2,585
-1.7% YoY
|
22,911
-12.6% YoY
|
34,678
+6.6% YoY
|
69% |
| Assets |
$38.6M
-0.3% YoY+1.3% QoQ
|
+$8.3M |
$30.3M
+1.5% YoY
|
$439.2M
-13.6% YoY
|
$593.1M
+10.2% YoY
|
68% |
| Loans |
$24.6M
-2.8% YoY+2.4% QoQ
|
+$9.1M |
$15.5M
-1.7% YoY
|
$304.0M
-16.2% YoY
|
$418.6M
+10.1% YoY
|
77% |
| Deposits |
$33.8M
-2.6% YoY+1.3% QoQ
|
+$8.0M |
$25.8M
+1.1% YoY
|
$366.9M
-12.4% YoY
|
$504.8M
+10.3% YoY
|
69% |
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| ROA |
0.9%
-11.0% YoY-5.9% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.8%
-6.5% YoY
|
1.2%
+121.4% YoY
|
58% |
| NIM |
4.8%
-3.2% YoY-0.4% QoQ
|
+0.9% |
3.9%
+0.9% YoY
|
3.8%
+5.6% YoY
|
3.8%
+2.3% YoY
|
Top 14.6% in tier |
| Efficiency Ratio |
81.5%
+4.6% YoY+0.4% QoQ
|
-7.3% |
88.8%
-6.9% YoY
|
101.1%
+34.5% YoY
|
83.0%
-5.3% YoY
|
52% |
| Delinquency Rate |
0.4%
+219.6% YoY+451.2% QoQ
|
-1.1 |
1.5%
+2.1% YoY
|
1.0%
+6.0% YoY
|
1.3%
+2.6% YoY
|
38% |
| Loan To Share |
72.8%
-0.2% YoY+1.0% QoQ
|
+13.9% |
58.9%
-3.1% YoY
|
75.4%
-1.3% YoY
|
66.4%
-1.4% YoY
|
71% |
| AMR |
$19,159
-2.7% YoY+2.2% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$23,990
+3.7% YoY
|
$20,028
-0.9% YoY
|
74% |
| CD Concentration |
9.9%
+15.8% YoY+2.6% QoQ
|
-14.7% | 24.6% | 21.9% | 20.0% | 50% |
| Indirect Auto % |
13.8%
+8.1% YoY+1.4% QoQ
|
+0.2% | 13.6% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)