BlastPoint's Credit Union Scorecard
MAINE MEDIA
Charter #640 · ME
MAINE MEDIA faces 2 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.34% below tier average
- - Member decline: -3.7% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
888
-3.7% YoY-0.2% QoQ
|
-1.7K |
2,615
-1.9% YoY
|
15,963
+1.6% YoY
|
33,374
+5.7% YoY
|
26% |
| Assets |
$6.6M
-0.1% YoY-1.0% QoQ
|
$-23.6M |
$30.1M
+2.1% YoY
|
$273.7M
+6.0% YoY
|
$561.6M
+9.7% YoY
|
24% |
| Loans |
$4.4M
-4.2% YoY-1.9% QoQ
|
$-11.4M |
$15.8M
-1.3% YoY
|
$190.1M
+4.4% YoY
|
$397.0M
+8.8% YoY
|
31% |
| Deposits |
$5.5M
-0.5% YoY-1.2% QoQ
|
$-20.2M |
$25.7M
+1.4% YoY
|
$239.3M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
25% |
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| ROA |
0.3%
-66.0% YoY-23.1% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.9%
+5.3% YoY
|
0.7%
+15.9% YoY
|
29% |
| NIM |
3.8%
-1.2% YoY-2.5% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
+4.8% YoY
|
3.8%
+5.1% YoY
|
45% |
| Efficiency Ratio |
80.1%
+7.9% YoY+2.9% QoQ
|
-2.4% |
82.6%
-2.3% YoY
|
76.4%
-1.6% YoY
|
79.7%
-3.3% YoY
|
51% |
| Delinquency Rate |
0.7%
-59.0% YoY+419.7% QoQ
|
-0.8 |
1.6%
-3.1% YoY
|
0.8%
+17.6% YoY
|
1.3%
-2.1% YoY
|
51% |
| Loan To Share |
80.0%
-3.8% YoY-0.7% QoQ
|
+19.4% |
60.6%
-3.1% YoY
|
74.9%
-2.1% YoY
|
67.4%
-1.7% YoY
|
78% |
| AMR |
$11,099
+1.6% YoY-1.3% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$25,603
+4.2% YoY
|
$19,687
+2.0% YoY
|
34% |
| CD Concentration |
28.1%
+12.6% YoY-0.3% QoQ
|
+3.7% | 24.4% | 25.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 15.9% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)