BlastPoint's Credit Union Scorecard
POSTAL & COMMUNITY
Charter #64145 · MO
POSTAL & COMMUNITY has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.46% above tier average
- + Total Members: Top 0.7% in tier
- + Total Loans: Top 0.7% in tier
- + Total Deposits: Top 2.0% in tier
- + Total Assets: Top 3.4% in tier
- + Members Per Employee (MPE): Top 4.0% in tier
- + Asset Growth Rate: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 6.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
11,086
+0.6% YoY-0.1% QoQ
|
+8.5K |
2,615
-1.9% YoY
|
15,911
+2.9% YoY
|
33,374
+5.7% YoY
|
Top 0.7% in tier |
| Assets |
$91.3M
+9.2% YoY+4.7% QoQ
|
+$61.2M |
$30.1M
+2.1% YoY
|
$212.3M
+9.5% YoY
|
$561.6M
+9.7% YoY
|
Top 3.5% in tier |
| Loans |
$67.4M
+10.0% YoY-0.2% QoQ
|
+$51.6M |
$15.8M
-1.3% YoY
|
$149.4M
+8.7% YoY
|
$397.0M
+8.8% YoY
|
Top 0.7% in tier |
| Deposits |
$82.3M
+9.1% YoY+4.8% QoQ
|
+$56.7M |
$25.7M
+1.4% YoY
|
$185.2M
+10.6% YoY
|
$477.3M
+9.7% YoY
|
Top 2.0% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.1%
-6.6% YoY-11.8% QoQ
|
+0.5% |
0.6%
+10.8% YoY
|
0.7%
+53.7% YoY
|
0.7%
+15.9% YoY
|
69% |
| NIM |
3.4%
+1.9% YoY-2.2% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.8%
+3.0% YoY
|
3.8%
+5.1% YoY
|
32% |
| Efficiency Ratio |
64.7%
-6.7% YoY+5.8% QoQ
|
-17.9% |
82.6%
-2.3% YoY
|
77.6%
-5.0% YoY
|
79.7%
-3.3% YoY
|
18% |
| Delinquency Rate |
0.6%
+78.0% YoY+13.1% QoQ
|
-1.0 |
1.6%
-3.1% YoY
|
1.3%
+20.7% YoY
|
1.3%
-2.1% YoY
|
44% |
| Loan To Share |
81.8%
+0.8% YoY-4.8% QoQ
|
+21.2% |
60.6%
-3.1% YoY
|
71.1%
-4.0% YoY
|
67.4%
-1.7% YoY
|
81% |
| AMR |
$13,503
+8.8% YoY+2.6% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$16,896
+3.0% YoY
|
$19,687
+2.0% YoY
|
48% |
| CD Concentration |
36.7%
+8.6% YoY+8.1% QoQ
|
+12.3% | 24.4% | 18.2% | 19.8% | 50% |
| Indirect Auto % |
15.9%
-26.8% YoY-6.7% QoQ
|
+2.1% | 13.8% | 10.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)