BlastPoint's Credit Union Scorecard
YUMA COUNTY
Charter #6424 · CO
YUMA COUNTY has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.67% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 4.8% in tier
- + Loan-to-Member Ratio (LMR): Top 9.6% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 9.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,364
-1.2% YoY-0.9% QoQ
|
-312 |
2,676
+1.6% YoY
|
45,987
+29.5% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$53.6M
-1.8% YoY+1.6% QoQ
|
+$23.4M |
$30.2M
+1.3% YoY
|
$896.2M
+38.1% YoY
|
$578.3M
+9.0% YoY
|
79% |
| Loans |
$22.5M
+0.8% YoY+0.2% QoQ
|
+$7.2M |
$15.3M
-2.0% YoY
|
$687.4M
+35.9% YoY
|
$402.4M
+8.7% YoY
|
74% |
| Deposits |
$46.7M
-3.4% YoY+1.5% QoQ
|
+$20.9M |
$25.8M
+0.7% YoY
|
$753.9M
+36.7% YoY
|
$494.3M
+9.1% YoY
|
80% |
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| ROA |
0.8%
-28.0% YoY-38.3% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.5%
+3.7% YoY
|
0.4%
-39.2% YoY
|
61% |
| NIM |
3.2%
+5.3% YoY-7.2% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.5%
+0.5% YoY
|
3.8%
+4.1% YoY
|
26% |
| Efficiency Ratio |
70.7%
+4.7% YoY+6.7% QoQ
|
-19.9% |
90.6%
+6.5% YoY
|
80.2%
-2.9% YoY
|
84.6%
+2.8% YoY
|
27% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.0%
+37.3% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
48.3%
+4.3% YoY-1.3% QoQ
|
-10.3% |
58.5%
-3.0% YoY
|
71.5%
-0.6% YoY
|
65.6%
-1.4% YoY
|
34% |
| AMR |
$29,269
-0.9% YoY+1.9% QoQ
|
+$14K |
$14,884
-1.7% YoY
|
$24,339
+6.3% YoY
|
$19,920
+1.6% YoY
|
Top 4.9% in tier |
| CD Concentration |
23.1%
+23.2% YoY+7.4% QoQ
|
-1.2% | 24.3% | 26.7% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 12.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)