BlastPoint's Credit Union Scorecard
DES MOINES METRO
Charter #64380 · IA
DES MOINES METRO has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.30% above tier average
- + Total Members: Top 5.6% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 8.9% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,010
-0.8% YoY-1.3% QoQ
|
+4.4K |
2,615
-1.9% YoY
|
24,743
-0.2% YoY
|
33,374
+5.7% YoY
|
Top 5.6% in tier |
| Assets |
$73.4M
+4.4% YoY-2.2% QoQ
|
+$43.3M |
$30.1M
+2.1% YoY
|
$526.3M
+6.5% YoY
|
$561.6M
+9.7% YoY
|
Top 10.8% in tier |
| Loans |
$39.1M
-0.1% YoY+2.1% QoQ
|
+$23.3M |
$15.8M
-1.3% YoY
|
$422.1M
+6.5% YoY
|
$397.0M
+8.8% YoY
|
Top 11.1% in tier |
| Deposits |
$63.1M
+4.0% YoY-3.0% QoQ
|
+$37.4M |
$25.7M
+1.4% YoY
|
$432.9M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
Top 10.5% in tier |
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| ROA |
0.9%
+32.5% YoY+7.4% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.9%
+6.1% YoY
|
0.7%
+15.9% YoY
|
62% |
| NIM |
3.6%
+5.7% YoY+0.4% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.9%
+6.4% YoY
|
3.8%
+5.1% YoY
|
37% |
| Efficiency Ratio |
66.2%
-9.7% YoY+0.0% QoQ
|
-16.4% |
82.6%
-2.3% YoY
|
74.3%
-0.8% YoY
|
79.7%
-3.3% YoY
|
20% |
| Delinquency Rate |
0.8%
+96.4% YoY+72.7% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.4%
+32.5% YoY
|
1.3%
-2.1% YoY
|
54% |
| Loan To Share |
61.9%
-4.0% YoY+5.2% QoQ
|
+1.3% |
60.6%
-3.1% YoY
|
76.3%
-0.8% YoY
|
67.4%
-1.7% YoY
|
52% |
| AMR |
$14,575
+3.2% YoY+0.2% QoQ
|
$-207 |
$14,783
-1.4% YoY
|
$21,029
+4.7% YoY
|
$19,687
+2.0% YoY
|
54% |
| CD Concentration |
18.6%
+27.3% YoY+4.9% QoQ
|
-5.9% | 24.4% | 22.0% | 19.8% | 50% |
| Indirect Auto % |
10.4%
+4.1% YoY+0.0% QoQ
|
-3.4% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)