BlastPoint's Credit Union Scorecard
DES MOINES METRO
Charter #64380 · IA
DES MOINES METRO has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Members: Top 4.9% in tier
- + Total Deposits: Top 8.3% in tier
- + Total Assets: Top 8.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.37% below tier average
- - Indirect Auto Concentration (%): Bottom 8.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 37 that size in Iowa.
- Shares and deposits +6.4% year over year ($66.9M in shares and deposits).
- Membership: 7,053 members, -0.7% vs a year ago.
- Delinquency rate 0.67%.
- Return on assets 1.13%.
- Efficiency ratio 69.41% vs a 88.77% peer average.
- Loan-to-share ratio 58.39% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,053
-0.7% YoY+0.7% QoQ
|
+4.5K |
2,585
-1.7% YoY
|
24,364
-0.3% YoY
|
34,678
+6.6% YoY
|
Top 4.9% in tier |
| Assets |
$77.7M
+6.7% YoY+3.6% QoQ
|
+$47.5M |
$30.3M
+1.5% YoY
|
$535.9M
+4.3% YoY
|
$593.1M
+10.2% YoY
|
Top 8.5% in tier |
| Loans |
$39.1M
+0.9% YoY+0.2% QoQ
|
+$23.6M |
$15.5M
-1.7% YoY
|
$432.7M
+4.7% YoY
|
$418.6M
+10.1% YoY
|
Top 10.7% in tier |
| Deposits |
$66.9M
+6.4% YoY+4.0% QoQ
|
+$41.1M |
$25.8M
+1.1% YoY
|
$446.2M
+5.6% YoY
|
$504.8M
+10.3% YoY
|
Top 8.3% in tier |
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| ROA |
1.1%
+57.2% YoY-5.5% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.0%
+7.5% YoY
|
1.2%
+121.4% YoY
|
66% |
| NIM |
3.7%
+3.8% YoY-0.4% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
3.9%
+1.8% YoY
|
3.8%
+2.3% YoY
|
40% |
| Efficiency Ratio |
69.4%
+2.1% YoY+3.0% QoQ
|
-19.4% |
88.8%
-6.9% YoY
|
73.5%
+1.3% YoY
|
83.0%
-5.3% YoY
|
25% |
| Delinquency Rate |
0.7%
+4.7% YoY-5.9% QoQ
|
-0.9 |
1.5%
+2.1% YoY
|
1.1%
-7.5% YoY
|
1.3%
+2.6% YoY
|
49% |
| Loan To Share |
58.4%
-5.2% YoY-3.7% QoQ
|
-0.5% |
58.9%
-3.1% YoY
|
75.0%
-0.8% YoY
|
66.4%
-1.4% YoY
|
50% |
| AMR |
$15,033
+5.1% YoY+1.9% QoQ
|
+$71 |
$14,963
-6.8% YoY
|
$21,508
-71.8% YoY
|
$20,028
-0.9% YoY
|
56% |
| CD Concentration |
17.6%
-2.0% YoY-3.2% QoQ
|
-7.0% | 24.6% | 21.7% | 20.0% | 50% |
| Indirect Auto % |
10.2%
-1.9% YoY-2.4% QoQ
|
-3.4% | 13.6% | 9.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)