BlastPoint's Credit Union Scorecard
SIOUX VALLEY COMMUNITY
Charter #64417 · IA
SIOUX VALLEY COMMUNITY has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Strong member growth: 5.1% YoY
- + Loan Growth Rate: Top 2.9% in tier
- + Member Growth Rate: Top 6.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.11% below tier average
- - Delinquency rate 1.00% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,779
+5.1% YoY+1.9% QoQ
|
+1.1K |
2,676
+1.6% YoY
|
24,966
+0.1% YoY
|
33,913
+5.7% YoY
|
77% |
| Assets |
$43.2M
+4.9% YoY+3.7% QoQ
|
+$13.0M |
$30.2M
+1.3% YoY
|
$536.2M
+6.4% YoY
|
$578.3M
+9.0% YoY
|
72% |
| Loans |
$27.7M
+21.9% YoY+9.6% QoQ
|
+$12.4M |
$15.3M
-2.0% YoY
|
$422.1M
+5.8% YoY
|
$402.4M
+8.7% YoY
|
81% |
| Deposits |
$38.3M
+5.0% YoY+3.7% QoQ
|
+$12.6M |
$25.8M
+0.7% YoY
|
$445.2M
+6.5% YoY
|
$494.3M
+9.1% YoY
|
73% |
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| ROA |
0.0%
-66.3% YoY-75.8% QoQ
|
-0.1% |
0.1%
-77.6% YoY
|
0.9%
+9.6% YoY
|
0.4%
-39.2% YoY
|
23% |
| NIM |
3.9%
-5.2% YoY-8.2% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
3.8%
+3.9% YoY
|
3.8%
+4.1% YoY
|
53% |
| Efficiency Ratio |
89.5%
-2.1% YoY-0.9% QoQ
|
-1.1% |
90.6%
+6.5% YoY
|
75.3%
-1.6% YoY
|
84.6%
+2.8% YoY
|
68% |
| Delinquency Rate |
2.5%
+105.7% YoY-23.4% QoQ
|
+1.0 |
1.5%
+3.8% YoY
|
1.1%
-19.0% YoY
|
1.2%
+3.4% YoY
|
Bottom 14.3% in tier |
| Loan To Share |
72.2%
+16.0% YoY+5.7% QoQ
|
+13.7% |
58.5%
-3.0% YoY
|
74.3%
-0.3% YoY
|
65.6%
-1.4% YoY
|
71% |
| AMR |
$17,472
+6.0% YoY+4.1% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$21,379
+4.7% YoY
|
$19,920
+1.6% YoY
|
67% |
| CD Concentration |
19.0%
+2.2% YoY-13.2% QoQ
|
-5.3% | 24.3% | 21.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)