BlastPoint's Credit Union Scorecard
MOWER COUNTY EMPLOYEES
Charter #64518 · MN
MOWER COUNTY EMPLOYEES demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 5.56% above tier average
- + Loan-to-Share Ratio: Top 1.2% in tier
- + Loan-to-Member Ratio (LMR): Top 1.4% in tier
- + Asset Growth Rate: Top 3.1% in tier
- + Loan Growth Rate: Top 3.7% in tier
- + Net Charge-Off Rate: Top 3.9% in tier
- + Average Member Relationship (AMR): Top 4.4% in tier
- + Deposit Growth Rate: Top 4.8% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
827
+4.0% YoY+3.5% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
22,507
-13.7% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$13.9M
+14.0% YoY+3.2% QoQ
|
$-16.3M |
$30.2M
+1.3% YoY
|
$434.0M
-15.1% YoY
|
$578.3M
+9.0% YoY
|
39% |
| Loans |
$13.0M
+19.6% YoY+2.8% QoQ
|
$-2.2M |
$15.3M
-2.0% YoY
|
$293.6M
-17.5% YoY
|
$402.4M
+8.7% YoY
|
58% |
| Deposits |
$11.7M
+13.1% YoY+2.5% QoQ
|
$-14.1M |
$25.8M
+0.7% YoY
|
$364.1M
-13.5% YoY
|
$494.3M
+9.1% YoY
|
40% |
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| ROA |
5.7%
+159.5% YoY+2408.2% QoQ
|
+5.6% |
0.1%
-77.6% YoY
|
0.2%
-92.6% YoY
|
0.4%
-39.2% YoY
|
Top 0.5% in tier |
| NIM |
3.8%
+2.6% YoY+5.2% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.7%
+5.4% YoY
|
3.8%
+4.1% YoY
|
49% |
| Efficiency Ratio |
76.6%
-4.8% YoY+6.7% QoQ
|
-14.1% |
90.6%
+6.5% YoY
|
102.0%
+29.5% YoY
|
84.6%
+2.8% YoY
|
38% |
| Delinquency Rate |
0.1%
-93.7% YoY
|
-1.4 |
1.5%
+3.8% YoY
|
0.8%
-5.2% YoY
|
1.2%
+3.4% YoY
|
22% |
| Loan To Share |
111.4%
+5.8% YoY+0.3% QoQ
|
+52.9% |
58.5%
-3.0% YoY
|
73.2%
-2.1% YoY
|
65.6%
-1.4% YoY
|
Top 1.3% in tier |
| AMR |
$29,943
+11.9% YoY-0.8% QoQ
|
+$15K |
$14,884
-1.7% YoY
|
$24,012
+4.3% YoY
|
$19,920
+1.6% YoY
|
Top 4.4% in tier |
| CD Concentration |
30.1%
-5.9% YoY-13.5% QoQ
|
+5.9% | 24.3% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)