BlastPoint's Credit Union Scorecard
JOPLIN METRO
Charter #64691 · MO
JOPLIN METRO demonstrates 7 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.75% above tier average
- + Net Interest Margin 1.59% above tier average
- + Asset Growth Rate: Top 8.3% in tier
- + Loan-to-Share Ratio: Top 8.3% in tier
- + Total Loans: Top 8.6% in tier
- + Member Growth Rate: Top 8.8% in tier
- + Total Members: Top 9.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,858
+4.0% YoY+1.3% QoQ
|
+3.2K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
Top 9.4% in tier |
| Assets |
$56.3M
+9.3% YoY+1.0% QoQ
|
+$26.1M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
81% |
| Loans |
$41.3M
+8.7% YoY+0.9% QoQ
|
+$26.0M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
Top 8.7% in tier |
| Deposits |
$46.1M
+8.1% YoY+0.8% QoQ
|
+$20.3M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
79% |
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| ROA |
1.9%
+2.4% YoY-20.4% QoQ
|
+1.7% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
Top 7.9% in tier |
| NIM |
5.6%
+0.6% YoY+1.2% QoQ
|
+1.6% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
Top 5.9% in tier |
| Efficiency Ratio |
65.4%
-6.3% YoY+2.9% QoQ
|
-25.3% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
18% |
| Delinquency Rate |
0.5%
-15.7% YoY-4.2% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
42% |
| Loan To Share |
89.6%
+0.6% YoY+0.1% QoQ
|
+31.1% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
Top 8.4% in tier |
| AMR |
$14,913
+4.2% YoY-0.4% QoQ
|
+$28 |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
55% |
| CD Concentration |
10.2%
+5.4% YoY-11.2% QoQ
|
-14.1% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)