BlastPoint's Credit Union Scorecard
FEDERATED EMPLOYEES
Charter #64703 · MN
FEDERATED EMPLOYEES has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.56% above tier average
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 7.9% in tier
- - Net Interest Margin (NIM): Bottom 9.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,931
+2.5% YoY-0.4% QoQ
|
+2.3K |
2,676
+1.6% YoY
|
22,507
-13.7% YoY
|
33,913
+5.7% YoY
|
Top 13.8% in tier |
| Assets |
$66.4M
+6.2% YoY+5.5% QoQ
|
+$36.2M |
$30.2M
+1.3% YoY
|
$434.0M
-15.1% YoY
|
$578.3M
+9.0% YoY
|
Top 13.8% in tier |
| Loans |
$36.5M
+5.1% YoY-1.6% QoQ
|
+$21.3M |
$15.3M
-2.0% YoY
|
$293.6M
-17.5% YoY
|
$402.4M
+8.7% YoY
|
Top 12.3% in tier |
| Deposits |
$57.6M
+6.2% YoY+6.3% QoQ
|
+$31.9M |
$25.8M
+0.7% YoY
|
$364.1M
-13.5% YoY
|
$494.3M
+9.1% YoY
|
Top 13.5% in tier |
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| ROA |
0.7%
+74.0% YoY-4.1% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.2%
-92.6% YoY
|
0.4%
-39.2% YoY
|
56% |
| NIM |
2.6%
+14.9% YoY+2.8% QoQ
|
-1.4% |
4.0%
+4.0% YoY
|
3.7%
+5.4% YoY
|
3.8%
+4.1% YoY
|
Bottom 8.9% in tier |
| Efficiency Ratio |
69.6%
-11.9% YoY+2.0% QoQ
|
-21.1% |
90.6%
+6.5% YoY
|
102.0%
+29.5% YoY
|
84.6%
+2.8% YoY
|
25% |
| Delinquency Rate |
0.1%
-68.5% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.8%
-5.2% YoY
|
1.2%
+3.4% YoY
|
24% |
| Loan To Share |
63.4%
-1.0% YoY-7.4% QoQ
|
+4.9% |
58.5%
-3.0% YoY
|
73.2%
-2.1% YoY
|
65.6%
-1.4% YoY
|
57% |
| AMR |
$19,102
+3.2% YoY+3.5% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$24,012
+4.3% YoY
|
$19,920
+1.6% YoY
|
74% |
| CD Concentration |
39.8%
-0.7% YoY-6.5% QoQ
|
+15.6% | 24.3% | 22.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 6.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)