BlastPoint's Credit Union Scorecard
MISSOURI BAPTIST
Charter #64718 · MO
MISSOURI BAPTIST has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.17% above tier average
- + Strong member growth: 11.0% YoY
- + Member Growth Rate: Top 3.1% in tier
- + Asset Growth Rate: Top 4.0% in tier
- + Deposit Growth Rate: Top 4.1% in tier
Key Concerns
Areas that may need attention
- - Net Worth Ratio: Bottom 1.6% in tier
- - Share Certificate Concentration (%): Bottom 4.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,046
+11.0% YoY+11.5% QoQ
|
-1.6K |
2,676
+1.6% YoY
|
15,395
-0.3% YoY
|
33,913
+5.7% YoY
|
30% |
| Assets |
$10.5M
+12.9% YoY+7.0% QoQ
|
$-19.7M |
$30.2M
+1.3% YoY
|
$217.9M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
32% |
| Loans |
$7.3M
+3.3% YoY-1.8% QoQ
|
$-7.9M |
$15.3M
-2.0% YoY
|
$149.6M
+7.9% YoY
|
$402.4M
+8.7% YoY
|
44% |
| Deposits |
$9.8M
+13.7% YoY+7.9% QoQ
|
$-16.0M |
$25.8M
+0.7% YoY
|
$190.9M
+9.2% YoY
|
$494.3M
+9.1% YoY
|
36% |
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| ROA |
0.3%
-71.5% YoY-55.5% QoQ
|
+0.2% |
0.1%
-77.6% YoY
|
-0.4%
-263.3% YoY
|
0.4%
-39.2% YoY
|
36% |
| NIM |
2.9%
-0.2% YoY-6.5% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
3.9%
+2.8% YoY
|
3.8%
+4.1% YoY
|
Bottom 15.0% in tier |
| Efficiency Ratio |
88.1%
+2.5% YoY+6.1% QoQ
|
-2.6% |
90.6%
+6.5% YoY
|
82.5%
-4.9% YoY
|
84.6%
+2.8% YoY
|
65% |
| Delinquency Rate |
0.6%
+6.5% YoY-8.4% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
1.1%
+7.9% YoY
|
1.2%
+3.4% YoY
|
46% |
| Loan To Share |
74.8%
-9.2% YoY-9.0% QoQ
|
+16.3% |
58.5%
-3.0% YoY
|
68.7%
-4.0% YoY
|
65.6%
-1.4% YoY
|
74% |
| AMR |
$16,380
-1.8% YoY-7.2% QoQ
|
+$1K |
$14,884
-1.7% YoY
|
$17,151
+1.8% YoY
|
$19,920
+1.6% YoY
|
62% |
| CD Concentration |
46.9%
+3.8% YoY-3.3% QoQ
|
+22.6% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)