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BlastPoint's Credit Union Scorecard

DIVISION #6 HIGHWAY

Charter #64755 · MO

<100M
2437 CUs in <100M nationally 58 in MO

DIVISION #6 HIGHWAY has 1 strength but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 8.8% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.59% below tier average

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 58 that size in Missouri.
  • Shares and deposits -5.9% year over year ($12.6M in shares and deposits).
  • Membership: 1,717 members, -1.2% vs a year ago.
  • Delinquency rate 0.24%.
  • Return on assets 0.91%.
  • Efficiency ratio 73.40% vs a 88.77% peer average.
  • Loan-to-share ratio 69.10% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (MO) National Avg Tier Percentile
Members 1,717
-1.2% YoY-1.0% QoQ
-868 2,585
-1.7% YoY
15,766
-0.3% YoY
34,678
+6.6% YoY
46%
Assets $15.7M
-2.5% YoY-2.3% QoQ
$-14.6M $30.3M
+1.5% YoY
$225.8M
+8.3% YoY
$593.1M
+10.2% YoY
42%
Loans $8.7M
-2.4% YoY+0.8% QoQ
$-6.7M $15.5M
-1.7% YoY
$157.5M
+9.5% YoY
$418.6M
+10.1% YoY
48%
Deposits $12.6M
-5.9% YoY-3.0% QoQ
$-13.2M $25.8M
+1.1% YoY
$197.6M
+8.9% YoY
$504.8M
+10.3% YoY
41%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.9%
-4.0% YoY-23.7% QoQ
-0.6% 1.5%
+241.5% YoY
1.4%
+222.5% YoY
1.2%
+121.4% YoY
56%
NIM 3.5%
+8.8% YoY-1.4% QoQ
-0.4% 3.9%
+0.9% YoY
3.8%
+0.7% YoY
3.8%
+2.3% YoY
36%
Efficiency Ratio 73.4%
+0.1% YoY+11.0% QoQ
-15.4% 88.8%
-6.9% YoY
83.2%
+2.3% YoY
83.0%
-5.3% YoY
33%
Delinquency Rate 0.2%
+260.2% YoY
-1.3 1.5%
+2.1% YoY
1.1%
-8.7% YoY
1.3%
+2.6% YoY
29%
Loan To Share 69.1%
+3.8% YoY+3.8% QoQ
+10.2% 58.9%
-3.1% YoY
69.6%
-2.9% YoY
66.4%
-1.4% YoY
65%
AMR $12,421
-3.4% YoY-0.5% QoQ
$-3K $14,963
-6.8% YoY
$17,444
+4.9% YoY
$20,028
-0.9% YoY
42%
CD Concentration 23.6%
+0.2% YoY-6.8% QoQ
-1.0% 24.6% 18.3% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 9.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (2 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
215
Members Per Employee (MPE)
engagement
Value: 572.333
Peer Median: 328.333
#215 of 2437 Top 8.8% in <100M tier

Top Weaknesses (2 metrics)

2074
Deposit Growth Rate
growth
Value: -5.94%
Peer Median: 0.92%
#2074 of 2437 Bottom 14.9% in <100M tier
1857
AMR Growth Rate
growth
Value: -3.40%
Peer Median: 1.04%
#1857 of 2437 Bottom 23.8% in <100M tier
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