BlastPoint's Credit Union Scorecard
HAZLETON SCHOOL EMPLOYEES
Charter #64833 · PA
HAZLETON SCHOOL EMPLOYEES has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.02% above tier average
- + Efficiency Ratio: Top 1.7% in tier
- + Average Member Relationship (AMR): Top 5.6% in tier
Key Concerns
Areas that may need attention
- - First Mortgage Concentration (%): Bottom 4.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,401
+0.3% YoY-0.4% QoQ
|
-1.2K |
2,615
-1.9% YoY
|
17,996
+7.1% YoY
|
33,374
+5.7% YoY
|
38% |
| Assets |
$35.9M
+2.6% YoY+0.5% QoQ
|
+$5.7M |
$30.1M
+2.1% YoY
|
$296.9M
+12.6% YoY
|
$561.6M
+9.7% YoY
|
65% |
| Loans |
$10.7M
-2.3% YoY-0.8% QoQ
|
$-5.1M |
$15.8M
-1.3% YoY
|
$199.3M
+10.4% YoY
|
$397.0M
+8.8% YoY
|
53% |
| Deposits |
$28.3M
+0.6% YoY-0.3% QoQ
|
+$2.6M |
$25.7M
+1.4% YoY
|
$254.8M
+12.3% YoY
|
$477.3M
+9.7% YoY
|
63% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.6%
-21.7% YoY-1.1% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.6%
-8.3% YoY
|
0.7%
+15.9% YoY
|
Top 12.6% in tier |
| NIM |
2.6%
-7.5% YoY+0.1% QoQ
|
-1.3% |
4.0%
+4.0% YoY
|
3.5%
+3.8% YoY
|
3.8%
+5.1% YoY
|
Bottom 10.1% in tier |
| Efficiency Ratio |
40.6%
+38.7% YoY+2.4% QoQ
|
-41.9% |
82.6%
-2.3% YoY
|
76.7%
-2.4% YoY
|
79.7%
-3.3% YoY
|
Top 1.7% in tier |
| Delinquency Rate |
1.3%
+30.3% YoY-1.6% QoQ
|
-0.2 |
1.6%
-3.1% YoY
|
1.3%
-10.1% YoY
|
1.3%
-2.1% YoY
|
68% |
| Loan To Share |
37.6%
-2.9% YoY-0.4% QoQ
|
-23.0% |
60.6%
-3.1% YoY
|
54.3%
-3.4% YoY
|
67.4%
-1.7% YoY
|
17% |
| AMR |
$27,829
-0.5% YoY-0.1% QoQ
|
+$13K |
$14,783
-1.4% YoY
|
$16,567
+4.7% YoY
|
$19,687
+2.0% YoY
|
Top 5.6% in tier |
| CD Concentration |
23.1%
+26.6% YoY+3.8% QoQ
|
-1.4% | 24.4% | 15.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)