BlastPoint's Credit Union Scorecard
FELLOWSHIP
Charter #64852 · CO
FELLOWSHIP has 8 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.46% above tier average
- + Strong member growth: 21.5% YoY
- + Asset Growth Rate: Top 0.7% in tier
- + Deposit Growth Rate: Top 1.0% in tier
- + Member Growth Rate: Top 2.1% in tier
- + Total Loans: Top 2.9% in tier
- + Loan-to-Share Ratio: Top 3.5% in tier
- + Loan Growth Rate: Top 3.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.48% below tier average
- - First Mortgage Concentration (%): Bottom 4.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits +22.3% year over year ($56.9M in shares and deposits).
- Membership: 7,228 members, +21.5% vs a year ago.
- Delinquency rate 0.86%.
- Return on assets 1.01%.
- Efficiency ratio 79.65% vs a 88.77% peer average.
- Loan-to-share ratio 99.04% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,228
+21.5% YoY-2.1% QoQ
|
+4.6K |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
Top 4.6% in tier |
| Assets |
$64.6M
+23.2% YoY-1.4% QoQ
|
+$34.3M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
Top 14.8% in tier |
| Loans |
$56.3M
+19.5% YoY+2.8% QoQ
|
+$40.9M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
Top 3.0% in tier |
| Deposits |
$56.9M
+22.3% YoY-2.0% QoQ
|
+$31.1M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
Top 14.2% in tier |
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| ROA |
1.0%
-10.0% YoY+47.0% QoQ
|
-0.5% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
61% |
| NIM |
4.4%
-1.6% YoY+4.3% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
79.6%
+2.5% YoY-7.1% QoQ
|
-9.1% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
48% |
| Delinquency Rate |
0.9%
-11.9% YoY-5.1% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
56% |
| Loan To Share |
99.0%
-2.3% YoY+4.8% QoQ
|
+40.2% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
Top 3.6% in tier |
| AMR |
$15,662
-0.5% YoY+2.5% QoQ
|
+$699 |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
58% |
| CD Concentration |
26.1%
+10.5% YoY+1.2% QoQ
|
+1.6% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)