BlastPoint's Credit Union Scorecard
FELLOWSHIP
Charter #64852 · CO
FELLOWSHIP has 11 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Net Interest Margin 0.44% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + AMR Growth Rate: Top 1.3% in tier
- + Loan-to-Share Ratio: Top 3.0% in tier
- + Asset Growth Rate: Top 5.5% in tier
- + Total Loans: Top 5.7% in tier
- + Loan Growth Rate: Top 6.0% in tier
- + Net Charge-Off Rate: Top 6.2% in tier
- + Deposit Growth Rate: Top 6.8% in tier
- + Total Members: Top 9.8% in tier
Key Concerns
Areas that may need attention
- - Member decline: -10.5% YoY
- - First Mortgage Concentration (%): Bottom 3.7% in tier
- - Member Growth Rate: Bottom 5.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,878
-10.5% YoY-1.2% QoQ
|
+3.3K |
2,625
-2.2% YoY
|
38,063
+8.0% YoY
|
33,089
+6.1% YoY
|
Top 9.8% in tier |
| Assets |
$54.1M
+11.9% YoY+3.2% QoQ
|
+$24.3M |
$29.9M
+1.1% YoY
|
$678.0M
+7.3% YoY
|
$547.7M
+7.8% YoY
|
80% |
| Loans |
$49.4M
+14.9% YoY+4.8% QoQ
|
+$33.6M |
$15.8M
-2.4% YoY
|
$529.4M
+8.0% YoY
|
$388.7M
+8.6% YoY
|
Top 5.7% in tier |
| Deposits |
$48.3M
+11.4% YoY+3.8% QoQ
|
+$22.8M |
$25.5M
+0.4% YoY
|
$571.8M
+9.1% YoY
|
$464.6M
+9.3% YoY
|
81% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+9.0% YoY-6.8% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
0.5%
+8.5% YoY
|
0.7%
+273.4% YoY
|
64% |
| NIM |
4.4%
-3.9% YoY-1.3% QoQ
|
+0.4% |
3.9%
+3.8% YoY
|
3.6%
+3.7% YoY
|
3.7%
+5.0% YoY
|
69% |
| Efficiency Ratio |
77.8%
+0.3% YoY+0.1% QoQ
|
-3.6% |
81.4%
-2.4% YoY
|
80.6%
-2.6% YoY
|
79.1%
-3.3% YoY
|
49% |
| Delinquency Rate |
1.2%
+58.7% YoY+19.7% QoQ
|
-0.3 |
1.5%
-2.0% YoY
|
0.9%
+6.2% YoY
|
1.2%
-0.9% YoY
|
65% |
| Loan To Share |
102.3%
+3.2% YoY+0.9% QoQ
|
+41.1% |
61.2%
-3.0% YoY
|
72.9%
-3.4% YoY
|
68.0%
-1.7% YoY
|
Top 3.2% in tier |
| AMR |
$16,614
+26.4% YoY+5.5% QoQ
|
+$2K |
$14,627
-2.7% YoY
|
$22,866
+4.1% YoY
|
$19,418
+1.3% YoY
|
66% |
| CD Concentration |
25.6%
+37.1% YoY+8.4% QoQ
|
+1.2% |
24.4%
+4.2% YoY
|
26.3%
+7.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
12.4%
-8.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)