BlastPoint's Credit Union Scorecard
AIM
Charter #64886 · IA
AIM has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.06% above tier average
- + Members Per Employee (MPE): Top 2.8% in tier
Key Concerns
Areas that may need attention
- - Deposit Outflow: Bottom 82.3% in tier
- - Delinquency rate 0.09% above tier average
- - Fee Income Per Member: Bottom 8.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
14,208
-0.1% YoY-0.6% QoQ
|
-1.2K |
15,437
-2.9% YoY
|
24,743
-0.2% YoY
|
33,374
+5.7% YoY
|
54% |
| Assets |
$188.0M
-0.2% YoY+0.9% QoQ
|
$-43.9M |
$231.9M
+1.3% YoY
|
$526.3M
+6.5% YoY
|
$561.6M
+9.7% YoY
|
47% |
| Loans |
$128.3M
+4.7% YoY+0.0% QoQ
|
$-19.1M |
$147.3M
-0.1% YoY
|
$422.1M
+6.5% YoY
|
$397.0M
+8.8% YoY
|
52% |
| Deposits |
$161.4M
-1.2% YoY+0.8% QoQ
|
$-39.4M |
$200.8M
+0.8% YoY
|
$432.9M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
46% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
+18.8% YoY+6.7% QoQ
|
+0.1% |
0.8%
+18.2% YoY
|
0.9%
+6.1% YoY
|
0.7%
+15.9% YoY
|
56% |
| NIM |
3.5%
+9.8% YoY+1.0% QoQ
|
-0.1% |
3.6%
+6.7% YoY
|
3.9%
+6.4% YoY
|
3.8%
+5.1% YoY
|
45% |
| Efficiency Ratio |
73.5%
+0.4% YoY+0.0% QoQ
|
-3.5% |
77.0%
-3.1% YoY
|
74.3%
-0.8% YoY
|
79.7%
-3.3% YoY
|
35% |
| Delinquency Rate |
1.0%
-6.9% YoY-7.1% QoQ
|
+0.1 |
0.9%
+4.2% YoY
|
1.4%
+32.5% YoY
|
1.3%
-2.1% YoY
|
68% |
| Loan To Share |
79.5%
+6.0% YoY-0.7% QoQ
|
+7.2% |
72.2%
-1.1% YoY
|
76.3%
-0.8% YoY
|
67.4%
-1.7% YoY
|
62% |
| AMR |
$20,392
+1.4% YoY+1.0% QoQ
|
$-4K |
$24,676
+3.4% YoY
|
$21,029
+4.7% YoY
|
$19,687
+2.0% YoY
|
36% |
| CD Concentration |
22.8%
-13.2% YoY+3.3% QoQ
|
-1.6% | 24.4% | 22.0% | 19.8% | 50% |
| Indirect Auto % |
0.3%
-45.1% YoY-7.5% QoQ
|
-13.5% | 13.8% | 9.2% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (1)
Deposit Outflow
declineMembers staying (>= -1% YoY) but deposits leaving. They're moving money to higher-yield competitors - rate pressure is real.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)